Portfolio Recovery & Afil
Hello,
I just got a very big surprise. I just looked on my credit report and I do recall that something had come off my credit report in April, cannot remember what it was as I am not at home. It reads as below:
ROBERT ARNOLD
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Report date: June 21, 2008
Item Detail
PORTFOLIO RECVRY&AFFIL
Address:
120 CORPORATE BLVD STE 1
NORFOLK, VA 23502
No phone number available Account Number:
444796112320.... Original Creditor:
COLLECT AMERICA
Address Identification Number: 0501207523
Status:
Collection account. $625 past due as of Jun 2008.
Date Opened:
04/2008
Type:
Installment
Credit Limit:
$622
Date of Status:
06/2008 Terms:
1 Months High Balance:
NA
Reported Since:
06/2008 Monthly Payment:
$0 Recent Balance:
$625
Last Reported Date:
06/2008 Responsibility:
Individual Recent Payment:
$20
Account History:
Collection as of Jun 2008
Your Statement:
NA
First of all, I never made a payment. Secondly, I have no idea what these clowns are about. Can I demand that they produce a receipt justifying that I paid anything? Secondly, should I just sue?
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