Quote:
Originally Posted by Hedwig
This one doesn't say they used crayon, but it's a god discussion of dispute letters. Toward the end of the thread, someone from Lexington Law posts, and one of the points is that people who don't understand how the CRAs work gives too much information.
I'll still look for the crayon one.
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I skimmed thru the thread, but the Lexington guy made some sense. I disputed some inquires once just to try to make a point based on the "popular opinion" floating around at the time. Put in all kinds of legal mumbo jumbo. Was the one and only time I got the "Your Rights About Using a Credit Repair Agency" form letter.
Turns out, after a little more research, the CRA's were right about the policy of reporting the inquries. Alot of people had been mis-reading part of the FCRA and trying to force the CRA's to delete where they had no obligation to do so. When I get some time, I will look over the thread more thoroughly. Thanks for digging it up Hedwig.