Quote:
Originally Posted by cracrap
in my understanding of reading 623(a), it does not provide for a private right of action for not marking a file as being disputed
isnt there a way around this ?
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It's true there is no private right to action under 623(a), but 623(b) is not bound by the same limitations as 623(a).
Under 623(b) you have to dispute the info with the CRA instead of the DF. If the DF verifies the info without providing a notice of dispute, you then have a PRA for FCRA violations.
Otherwise, you're looking at a PRA on FDCPA violations only.