The things junk debt buyers do

[Vanjan]

First I'd like to thank all of you who have helped me learn more about debt collection and the laws surrounding them. My debt collector waived arbitration to go straight to trial. I have redone all of my responses to Request for Production of Documents, Interrogatories, and Admissions thanks to the wealth of information on this site.
I also will be sending my own request for information before the deadline. I only have one question. Do I need to send my answers back with the Affidavit of Service or do I need to send it all back together with a Certificate of Service. I will be sending it certified mail and file with the court.
It's strange that the collector is claiming I opened the account in 2008. But being a junk debt buyer, not only is the SOL up, it's already been judged, they are suing me in a name I haven't used in over eight years due to divorce and a legal name change. They filed the complaint in a new account number therefore received a new CVD number and is claiming it is a recent debt. Hopefully someone will chime in. Oh, District Civil Court, NC.

I have done alot of paper work and just want to send it back right. Beware junk debt collectors will stoop to all time lows to get your money.

[cracrap]

who's the jdb?
what county?
you have a tremendous amount of counterclaims against the jdb if the underlying facts are in fact, as you claim

[jlynn]

What do the RCP's for your state say? Are you supposed to file Discovery with the court?

[Buddy]

Hi VanJan,
Unifund did that to my husband also. They changed the dates on the account at the Credit Bureaus. Made it look like the debt is more recent than it actually is. Isn't there something we can do about this? Is there anyone else out there that this has been done to?

[centex]

The Opened date on the TL is supposed to reflect the date the matter was opened in the furnisher's office. The only impropriety will be if the DOFMD is ALSO updated to reflect a more current date...