[Gib]

http://biz.yahoo.com/weekend/creditrepair_1.html

Gotta love this:

As you seem to have learned -- the hard way, unfortunately -- negative information cannot be removed from your credit files if it is accurate. In fact, it is illegal to have negative information removed from a credit report when you know the information is correct.

I guess we're all just a bunch of outlaws.

[Hedwig]

That's what some folks say.

Don't you love it when writers only look at one side of the issue.

[Gib]

I emailed the columnist and pointed out the faults with his reply to the question.

[Hedwig]

Let us know if you actually get a response.

[Qtip]

Originally Posted by Gib

I emailed the columnist and pointed out the faults with his reply to the question.

Good job, I was going to do same.

[Hedwig]

Go ahead, the more responses the more likely someone pays attention.

[spinn]

Wouldnt it also be illegal for a CA to place information that they know is false, after you sent 11 documents to the CRA (oh yeah, they dont read documents) proving you were never late on a payment????

[Hedwig]

I think the courts may say that.

[spinn]

True.....but, how many people have either the money or ability to enforce this?

Is it 1 out of 100.......my guess is 1 out of 1000.

[2gorjus4u]

I read that article on Yahoo and I was thinking the same way. Until I join this board. Tell me how true information can be removed? Help Anyone!
2 Charged Off and One Collection paid in full.

[Hedwig]

First of all, get hard copies of all of your reports, not the trimerge online ones.

Examine the report closely. Are all aspects of the account correct? Dates, amount, etc?

While you're waiting for your reports, do some reading here and you'll start to see what to look for. Then ask specific questions.