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Advanced Credit Repair - Dealing with Collection Agencies Discuss What would you do? in the CREDIT AND LEGAL ISSUES forums; I have no idea how much my scores will drop or how long it would take to get back to where I am now if I attempted to remove the ...
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Old 12-18-2006, 05:27 PM   #1
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What would you do?

I have no idea how much my scores will drop or how long it would take to get back to where I am now if I attempted to remove the remaining baddies from my reports. I should have finished it all before I became hesitant to mess up my scores.

If you had a score in the low 700s and do not need to purchase a house or car or need any more credit for now, would you make the attempt to remove these? They don't seem to affect my score much, but I am not sure of the wisdom in stirring things up. They have about 3 years before they fall off and I have thought about getting rid of the yard and buying downtown in the next year or so. Can I stir it up so bad that it would take more than a year to right itself? Any thoughts?
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Old 12-18-2006, 09:23 PM   #2
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Quote:
Originally Posted by Ice_Siren View Post
I have no idea how much my scores will drop or how long it would take to get back to where I am now if I attempted to remove the remaining baddies from my reports. I should have finished it all before I became hesitant to mess up my scores.

If you had a score in the low 700s and do not need to purchase a house or car or need any more credit for now, would you make the attempt to remove these? They don't seem to affect my score much, but I am not sure of the wisdom in stirring things up. They have about 3 years before they fall off and I have thought about getting rid of the yard and buying downtown in the next year or so. Can I stir it up so bad that it would take more than a year to right itself? Any thoughts?
If you are not inhibited by your current situation why stir the pot??

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