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Advanced Credit Repair - Dealing with Collection Agencies Discuss It's not Sherman it's the CRA's in the CREDIT AND LEGAL ISSUES forums; Can't believe I got through to a Director of SHERMAN. After discussing my particulars I asked her... "By the way some of us poor consumers have been wondering why you ...
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Old 01-03-2007, 12:45 PM   #1
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It's not Sherman it's the CRA's

Can't believe I got through to a Director of SHERMAN. After discussing my particulars I asked her...

"By the way some of us poor consumers have been wondering why you list accounts as a 'factoring account' when you only by defaulted debts?"

"It's the CRA's that make us list it that way, it's not up to us"

I'm sure glad we finally cleared that up!
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Old 01-03-2007, 01:00 PM   #2
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Yeah and I've got some desert for sale here in Alabama!! I believe she is full of donkey wonkey.
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Old 01-03-2007, 01:01 PM   #3
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Originally Posted by DUSTY View Post
Can't believe I got through to a Director of SHERMAN. After discussing my particulars I asked her...

"By the way some of us poor consumers have been wondering why you list accounts as a 'factoring account' when you only by defaulted debts?"

"It's the CRA's that make us list it that way, it's not up to us"

I'm sure glad we finally cleared that up!
She is FOS too.... The Metro 2 manual clearly says how you are supposed to list an account and I know personally from my lawsuit with Asset that they do this on purpose and they can change it.

She might be trying to shift that to the CRA's it would be something I would check out on.

Who did you contact at Sherman?
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Old 01-03-2007, 01:04 PM   #4
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And I have a bridge in Brooklyn for sale, too.
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Old 01-03-2007, 01:48 PM   #5
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The judge in one my cases chided the JDB attorney for his answering one of my discovery answers like that...I subpoenaed the CRA's and their answers clearly stated that they never tell any data furnisher to lie and that their goal is maximum possible accuracy. I could never get an answer from them however, about how it affects FICO which would be great to know.
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Old 01-03-2007, 04:24 PM   #6
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Quote:
Originally Posted by DUSTY View Post
Can't believe I got through to a Director of SHERMAN. After discussing my particulars I asked her...

"By the way some of us poor consumers have been wondering why you list accounts as a 'factoring account' when you only by defaulted debts?"

"It's the CRA's that make us list it that way, it's not up to us"

I'm sure glad we finally cleared that up!
You recorded that statement, right? Nothing like a good hot foot in the mouth...
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Old 01-03-2007, 05:34 PM   #7
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RB...I'll do you one better...got it in writing myself.
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Old 01-04-2007, 12:20 AM   #8
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In my RFA to LVNV, I have it set/rigged to where if they deny anything, they automatically accuse the CRAs of the wrongdoing. Whether it sticks...
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