| Raymond:
There is a plan devised (by myself), involving litigation, which typically removes tradelines placed by Capital One. They are of the position that even "technical" violations of the FCRA are not in their best interests to contest and thus, they will usually settle pre-discovery, negate any underlying debt, and of course, remove any corresponding tradeline.
With that said, each case is different factually. That is too day, the larger the underlying debt[s], the less likely the above strategy will work. For the sake of brevity, roughly how much do you allegedly owe them. If under say, 2.5k or so, I will give you a quick and dirty version that should work. Please be advised however, that you could encounter a differing posture depending largely on opposing counsel. Even still, it is easy enough to shoot above local and go to in house in Glen Mills.
Let me know . . .
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