OIS collection services...and they even have a board where satisfied customers discuss ways to sue them !!!!
http://www.osieatspoop.com/e107_plugins/forum/forum.php
"OSI is not a good company to work for. The managers encourage you to break the FDCPA, and it's funny because the manager i worked under flunked his FDCPA test last year. I think good companies start up at the top with strong leadership, OSI doesn't have that. I am happy to say my last day is tomorrow and i'm glad that I will be going to a company that has honest leadership. When I first got hired there, i was promised a job in the legal dept, not only that , they put me on every piece of shit product they had in there office. I will not miss that place."
Who is calling 
