| | Notices | Welcome to the Infinite Credit forums.
You are currently viewing our Free Credit Repair Forum as a guest which gives you limited access to view most discussions and access our other features. By joining our free credit repair community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content. Due to bandwidth constraints, PDF files can only be downloaded by registered Members.
Our creditforum will help you fix your own personal credit, there is nothing that a credit repair company can do for you, that you cannot do yourself. Registration to our creditforums is fast, simple and absolutely free so please, join our community today Please note that we are not attorneys, we are not selling anything, nothing on this site may be construed as legal advice.
If you have any problems with the registration process or your account login, please contact us. | Advanced Credit Repair - Dealing with Collection Agencies Discuss Let the games begin... in the CREDIT AND LEGAL ISSUES forums; I just got finished with the last CA and low and behold the OC has turned the alleged debt over to another CA which is RJM Acquisitions.
Let the games ... 
03-24-2007, 03:47 PM
|
#1 | | Administrator
Join Date: May 2006 Location: Okinawa
Posts: 6,995
Casino Cash: $2738900
| Let the games begin...RJM
I just got finished with the last CA and low and behold the OC has turned the alleged debt over to another CA which is RJM Acquisitions.
Let the games begin....
BTW....I am trying to stop litigating and get on with my life, but FMs won't let me!
__________________
____________
"Be surprised at what people won't do and not at what they do."
Last edited by roybean; 09-07-2007 at 06:54 PM..
| 
|  | |
03-24-2007, 03:53 PM
|
#2 | | Administrator
Join Date: May 2006 Location: Okinawa
Posts: 6,995
Casino Cash: $2738900
| Oh, I forgot to mention...this isn't a CA ....this is a JDB and they introduce themselves by saying..."We are your new creditor."
They don't know who they are messing with do they? 
__________________
____________
"Be surprised at what people won't do and not at what they do." | |
| | |
03-24-2007, 04:52 PM
|
#3 | | Elite Member
Join Date: Nov 2004 Location: The Republic of Texas
Posts: 2,928
Casino Cash: $381429
| Quote:
Originally Posted by roybean  ....this is a JDB and they introduce themselves by saying..."We are your new creditor." | Violation #1. | |
| | |
03-24-2007, 05:46 PM
|
#4 | | Administrator
Join Date: May 2006 Location: Okinawa
Posts: 6,995
Casino Cash: $2738900
| How do I say "I love you," let me count the ways ....
__________________
____________
"Be surprised at what people won't do and not at what they do." | |
| | |
03-24-2007, 07:19 PM
|
#5 | | Elite Member
Join Date: Oct 2006
Posts: 472
Casino Cash: $301150
| I love thee to the depth and breadth and height
My soul can reach, when feeling out of sight
For the ends of Being and ideal Grace.
...probably not the poem you were thinking of.  | |
| | |
03-24-2007, 07:34 PM
|
#6 | | Administrator
Join Date: May 2006 Location: Okinawa
Posts: 6,995
Casino Cash: $2738900
| Quote:
Originally Posted by direred I love thee to the depth and breadth and height
My soul can reach, when feeling out of sight
For the ends of Being and ideal Grace.
...probably not the poem you were thinking of. | Sometimes my humor is metaphorical as I meant this as a pun to tell the JDB....how many violations is how much I love them.
And don't forget this is the longest bday party I've ever had and I'm still partying 
Ok...I've got some more research to do...so I can give them a nice long rope to swing by.
__________________
____________
"Be surprised at what people won't do and not at what they do." | |
| | |
03-24-2007, 09:01 PM
|
#7 | | Elite Member
Join Date: Jul 2006
Posts: 1,115
Casino Cash: $429045
| Quote:
Originally Posted by roybean I just got finished with the last CA and low and behold the OC has turned the alleged debt over to another CA which is RJM Acquisitions.
Let the games begin....
BTW....I am trying to stop litigating and get on with my life, but FMs won't let me! | Just for my clarity ; ) the OC sold your account to RJM?
ILMD | |
| | |
03-24-2007, 09:26 PM
|
#8 | | Administrator
Join Date: May 2006 Location: Okinawa
Posts: 6,995
Casino Cash: $2738900
| Quote:
Originally Posted by ilovemydogs Just for my clarity ; ) the OC sold your account to RJM?
ILMD | It appears that way.
__________________
____________
"Be surprised at what people won't do and not at what they do." | |
| | |
03-25-2007, 03:37 PM
|
#9 | | Elite Member
Join Date: Jul 2006 Location: In the land of reality
Posts: 839
Casino Cash: $358340
| Quote:
Originally Posted by roybean Sometimes my humor is metaphorical as I meant this as a pun to tell the JDB....how many violations is how much I love them.
And don't forget this is the longest bday party I've ever had and I'm still partying
Ok...I've got some more research to do...so I can give them a nice long rope to swing by. | You sure know how to party Roybean.
__________________
About Drivel:
Occupation: De facto mod, slayer of Yahoo posts
Location: The land of reality
Interests: Watching television, movies and Roybean litigate | |
| | |
03-25-2007, 05:37 PM
|
#10 | | Administrator
Join Date: Nov 2004 Location: Greater DC area
Posts: 7,301
Casino Cash: $1220135
| Hi, Drivel. What are you doing out on this lovely Sunday?
__________________
The answer is 42!! | |
| | |
03-25-2007, 05:39 PM
|
#11 | | Administrator
Join Date: May 2006 Location: Okinawa
Posts: 6,995
Casino Cash: $2738900
| I was thinking the same thing....what's up Drivel?
__________________
____________
"Be surprised at what people won't do and not at what they do." | |
| | |
04-01-2007, 12:28 AM
|
#12 | | Member
Join Date: Dec 2006
Posts: 59
Casino Cash: $304200
| This guy Drivel is priceless. Where did you all ever find him? LOL! | |
| | |
04-01-2007, 12:37 AM
|
#13 | | Administrator
Join Date: May 2006 Location: Okinawa
Posts: 6,995
Casino Cash: $2738900
| Quote:
Originally Posted by acebo This guy Drivel is priceless. Where did you all ever find him? LOL! | He loves us and can't stay away from us. 
__________________
____________
"Be surprised at what people won't do and not at what they do." | |
| | |
04-01-2007, 02:23 AM
|
#14 | | Administrator
Join Date: Nov 2004 Location: Greater DC area
Posts: 7,301
Casino Cash: $1220135
| That's true. And sometimes he even gives good advice.
By the way, he found us.
__________________
The answer is 42!! | |
| | |
04-01-2007, 09:28 AM
|
#15 | | If You Do Not Like It, Kiss My...
Join Date: Nov 2004
Posts: 5,538
Casino Cash: $1110600
| Quote:
Originally Posted by acebo This guy Drivel is priceless. Where did you all ever find him? LOL! | From the looks of his avatar, he is our prison penpal.
__________________
How come "phonetically" is spelt with a "ph"? | |
| | |
04-02-2007, 01:20 AM
|
#16 | | Administrator
Join Date: Nov 2004 Location: Greater DC area
Posts: 7,301
Casino Cash: $1220135
| Quote:
Originally Posted by jlynn From the looks of his avatar, he is our prison penpal. | I know. I thought he got sprung from jail. He must enjoy it there. I was expecting to see the old avatar again once he was freed.
__________________
The answer is 42!! | |
| | |
04-05-2007, 12:42 PM
|
#17 | | New Member
Join Date: Apr 2007
Posts: 12
Casino Cash: $300000
| RJM
My wife just got a letter from RJM telling her they are her new creditor, this account is from 1996. I think the SOL as run on this we live in WA. State. Also im new to this forum so could someone tell me what a jdm is? thanks | |
| | |
04-05-2007, 01:04 PM
|
#18 | | HONORED GUEST
Join Date: Jun 2006 Location: West-By-God-Virginia
Posts: 6,518
Casino Cash: $1746925
| Quote:
Originally Posted by dekrist My wife just got a letter from RJM telling her they are her new creditor, this account is from 1996. I think the SOL as run on this we live in WA. State. Also im new to this forum so could someone tell me what a jdm is? thanks | RJM is a debt buyer or JDB for short. RJM's letter saying they are your wife's new creditor may not be legal. You will need to check your state statute to see if a debt buyer is considered to fit the definition of a "creditor" in WA.
Some questions: Does or did your wife owe the alleged debt to the original creditor? When was the last payment to the original creditor made in which said alleged debt was current?
Washington:
STATE: WASHINGTON
Interest Rate
* Legal: 12%
* Judgment: 12%
STATUTE OF LIMITATIONS (IN YEARS)
* Open Account: 3
* Written Contract: 6
* Domestic Judgment: 10
* Foreign Judgment: 10
BAD CHECK LAWS (CIVIL PENALTY)
Lesser of check amount or 12% interest, collection costs up to $40. If taken to court, reasonable attorney fees, 3 times value, or up to $300.
GENERAL GARNISHMENT EXEMPTIONS
Greater of 75% or $64 week (40 x state min. hourly wage).
__________________ Please be advised that I am not an attorney and nothing I post on this forum should be construed as legal advice. Let's Go Mountaineers!! Let's Go Drink Some Beers!!
Last edited by hannah; 04-05-2007 at 01:07 PM..
| |
| | |
04-05-2007, 01:15 PM
|
#19 | | New Member
Join Date: Apr 2007
Posts: 12
Casino Cash: $300000
| rjm letter
last payment november 13, 1996. i believe she did owe the money. thanks for info on jdb. | |
| | |
