| I figured it out!
I figured out why $BANK_IM_SUING is reporting so weird, so that the *current* status shows as "Paid,Closed/Account charged off. $XXX written off."
So, when an account is charged off, it gets a Metro2 code of 97. If the charge-off is paid, it's supposed to get a new status code of 64. (There is a specific example of this in the CDIA's book on Metro2).
Instead, they gave it an account status code of 13, which requires a field for payment rating, and they gave it charge-off code of L.
Even though there is no current charge-off.
Idiots.
(Cost me an average of 20 FICO points, too.) | 
