[neil5623]

Received a rejection letter from WaMu. It has one line that kinda puzzles me.

"The decision to not offer you an account at this time will not be reported to the consumer reporting agencies."

When did anyone ever report a rejection?

[cajunbulldog]

Originally Posted by neil5623

Received a rejection letter from WaMu. It has one line that kinda puzzles me.

"The decision to not offer you an account at this time will not be reported to the consumer reporting agencies."

When did anyone ever report a rejection?

Maybe they will eat the inquiry? I don't know!

[hannah]

Originally Posted by neil5623

Received a rejection letter from WaMu. It has one line that kinda puzzles me.

"The decision to not offer you an account at this time will not be reported to the consumer reporting agencies."

When did anyone ever report a rejection?

Perhaps this is on a report that is not a consumer report? TowerRat always said there was one report for consumers and one report for all others. Me? I don't have any idea.

[centex]

It has been documented that there is a reporting agency for VISA/MC that is tracking ALL inquiries for the V/MC offerings...

The question is whether there was a pull from any report associated with a bureau...if the issuer was one that blacklists, it remains possible that as soon as the name was hit on the blacklist, the app did not go any further. Providian has a long history of blacklisting, and guess who WAMU now owns...