right
Home Blogs Forums

Privacy Policy Bad credit repair forum

Members Area

Advertisements
APEX CREDIT SERVICES

Navigation »Bad Credit Repair Discussion Forum > CREDIT AND LEGAL ISSUES > Advanced Credit Repair - Dealing with Collection Agencies » Senate Finance Staff Recommends FDCPA for Hospitals

Casino Navigation
Home Video Poker Blackjack Sports Betting Pool Lottery Slots Texas Hold 'em Let 'em Ride Roulette

Notices

Advanced Credit Repair - Dealing with Collection Agencies Discuss Senate Finance Staff Recommends FDCPA for Hospitals in the CREDIT AND LEGAL ISSUES forums; "The report includes a call for comment on which debt collection practices should be altogether banned when going after medical debt, and suggests that such practices as wage garnishing, bank ...
Reply
 
LinkBack (1) Thread Tools
Old 07-23-2007, 10:31 PM   1 links from elsewhere to this Post. Click to view. #1
Administrator
 
Enigma's Avatar
 
Join Date: May 2006
Posts: 2,294
Casino Cash: $963050
Senate Finance Staff Recommends FDCPA for Hospitals

"The report includes a call for comment on which debt collection practices should be altogether banned when going after medical debt, and suggests that such practices as wage garnishing, bank account seizure, and placing liens on homes are on the table for explicit banning. "
Attached Files
File Type: pdf 07182007.pdf (397.3 KB, 20 views)
__________________
It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain

The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
Enigma is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-23-2007, 11:30 PM   #2
Elite Member
 
Join Date: Jul 2006
Posts: 770
Casino Cash: $350275
It so it should be with the state of health care today.
rubyruby27 is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-23-2007, 11:51 PM   #3
Elite Member
 
Join Date: Sep 2006
Posts: 1,054
Casino Cash: $538550
I really think there is something wrong with something when you can lose your home, or have wages or bank accounts garnished when you get sick.

Most of the DRs that are around me now work four day weeks and dont see patients after 3 pm. I had one DR give me a $450 estimate for a visit that I didnt have insurance for....then charge me $1300. If a mechanic does that they get sued and or arrested, a DR gets a vacation...go figure.
spinn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-24-2007, 08:11 AM   #4
If You Do Not Like It, Kiss My...
 
jlynn's Avatar
 
Join Date: Nov 2004
Posts: 5,538
Casino Cash: $1110600
Quote:
Originally Posted by Enigma View Post
"The report includes a call for comment on which debt collection practices should be altogether banned when going after medical debt, and suggests that such practices as wage garnishing, bank account seizure, and placing liens on homes are on the table for explicit banning. "
Dr. E is going to be without a job.
__________________
How come "phonetically" is spelt with a "ph"?
jlynn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-24-2007, 08:19 AM   #5
Administrator
 
Enigma's Avatar
 
Join Date: May 2006
Posts: 2,294
Casino Cash: $963050
We have a local tax supported hospital, that is their own taxing authority no less, that files an average 150-200 lawsuits a month. From my understanding 99% result in default judgments. I also understand that 99.5 percent of the suits are on the indigent.

A local consumer group studied the lawsuits, the median income of the defendants was less than $12,000 and most of those were already on public assistance.

The vast majority of those individuals were "judgment proof" in the eyes of Florida law. The lawsuits were a waste of taxpayer money. The hospital used to have a staff of 15 lawyers and 100 support personnel After the article, the staff was trimed to three lawyers and ten support..
__________________
It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain

The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
Enigma is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-24-2007, 09:28 AM   #6
Elite Member
 
Join Date: Sep 2006
Posts: 1,054
Casino Cash: $538550
If DRs were only allowed to sue if they cured one person a year that would eliminate 80% of all suits and 100% of suits by Psychiatrists and Endocrinologists.

My next door neighbor growing up was a psychiatrist and there were always men in white suits chasing his children around with butterfly nets.

If a shrink cant raise kids how can he cure an adult?
spinn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-24-2007, 09:29 AM   #7
Elite Member
 
drivel's Avatar
 
Join Date: Jul 2006
Location: In the land of reality
Posts: 839
Casino Cash: $358340
Quote:
Originally Posted by jlynn View Post
Dr. E is going to be without a job.
Enigma, that hospital simply likes to throw money away and if people actually read the report, they would see that it would not eliminate the medical collections industry. Your local hospital will just be farming out thier work from now on. Also the way this guy wrote this article, he should be writing headlines for the National Enquirer.

I'll save you folks the trouble: the report does not call for an outright banning of these practices, only those who are uninsured, underinsured and medically indigent. And since we want to encourage those who can to buy insurance, I assure you if this were to pass, all patients would have to submit detailed financial information in order to be exempt from collection.

My guess is that the fed's will leave this up to the states to handle. We already have this law in place in NY requiring charity care for those who fall into the income/asset limits of the Fed. poverty level. If these people are filtered out prior to collection, agencies will be more efficient and profitable as they won't have to waste time and resources on collecting from the uncollectable.

The only hiccup is it will require people to actually do paperwork, substantiate income, etc. Unfortunately a high percentage of the indigent seem too busy to do this.

I assure you all that this type of legislation would do is filter out a few of the indigents and in the immortal words of Celine Dion, the medical collection industry will go on.

Also I regret to inform you that this will be the last intelligent and insightful counterpoint that I will be providing on this board. As many of you may know, I was again (wrongly in my opinion), put in time out by Qtip. Those of you on this board should request an explanation of the infraction system before you are in it as the rules seem to change on a whim.

Rest assured, I will be reading your credit repair journeys ,and if the spirit moves me, I will PM those of you who are on the wrong track.

Peace out my little credit warriors.

Your friend drivel
__________________
About Drivel:

Occupation: De facto mod, slayer of Yahoo posts

Location: The land of reality

Interests: Watching television, movies and Roybean litigate
drivel is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-24-2007, 11:08 AM   #8
If You Do Not Like It, Kiss My...
 
jlynn's Avatar
 
Join Date: Nov 2004
Posts: 5,538
Casino Cash: $1110600
A doctor told a 16 yr old kid yesterday that the stitches he received looked like a "backwoods stitch job", and that he needed surgery within the next couple of days. Yet this same specialist refused to answer the question, and "what if I don't have this done", and did not even address the area of concern. This kid is scared to death!

He's trying to get a 2nd opinion today from a specialist that I've seen, and whom is refreshingly honest. This doctor fully understands the plight of the uninsured/underinsured, and gives pros and cons before proceeding with any overpriced medical test that have become the expensive norm over the years.
__________________
How come "phonetically" is spelt with a "ph"?
jlynn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Old 07-24-2007, 02:33 PM   #9
Elite Member
 
Join Date: Aug 2006
Location: Way down yonder in the pawpaw patch
Posts: 509
Casino Cash: $400450
Quote:
Originally Posted by drivel View Post
Also I regret to inform you that this will be the last intelligent and insightful counterpoint that I will be providing on this board. As many of you may know, I was again (wrongly in my opinion), put in time out by Qtip. Those of you on this board should request an explanation of the infraction system before you are in it as the rules seem to change on a whim.

Rest assured, I will be reading your credit repair journeys ,and if the spirit moves me, I will PM those of you who are on the wrong track.

Peace out my little credit warriors.

Your friend drivel

Well, Dr E,

I do not know why you were put in a time out this or any time, it doesn't matter either way. I for one get a kick out of your wit and hope that you will chime in time to time whenever the spirit does move you.

Because I also have a weird sense of humor, I have to ask. You said that this is your last insightful and intelligent counterpoint. Can I assume that you will make less insightful and less intelligent counterpoints on this board?
__________________
Learn to have an attitude with gratitude
Lucy is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Sponsored Links
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are On

LinkBacks (?)
LinkBack to this Thread: http://www.infinitecredit.com/forums/advanced-credit-repair-dealing-collection-agencies/4103-senate-finance-staff-recommends-fdcpa-hospitals.html
Posted By For Type Date
Senate Finance Staff Recommends FDCPA for Hospitals - Bad Credit Repair Discussion Forum This thread Refback 03-22-2008 11:21 PM


All times are GMT -4. The time now is 09:27 PM.


Powered by vBulletin
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.2.0
Advertisement System V2.6 By   Branden
Credit Repair Forum | Site content remains the intellectual property of InfiniteCredit.com and may not be duplicated or reproduced without prior consent.