[vialna]

Ive been reading lots of posts...now i have a question and need some advice..
I live in florida.. have lost a case to a jdb atty. on two accts. combined in one
suite in county court..I have a judgement entered one for 8k one for 4k..

I now have a notice of deposition duces tecum approaching...

they have requested multitude on doc. and info...going back 2 years...much of the info i dont have...

Let me start by stating that I HAVE FILED WITH THE COURT AND HAVE ON HAND A COPY OF TENANTS BY ENTIRETY.

which means that myself and husband own everything each 100% not 50-50 or as joint tenants... since this is significant in florida...and i am the only one that the judgement is against...do i simply hand them the copy of tenants by entirety filed with the courts...and not produce anything else....

OR:

do i bring whatever else i have...or at least list it...and say it can be produced...

examples of what theyre asking for:

w2, 1099 state and fed. income returns mine
all deeds, contracts, mortgages, recorded docs. held anywhere in the world
owned by myself OR spouse

purchase agreements, bills of sale, titles, registrations, interest of myself AND]
spouse...

promisary notes, deeds, sale agreements, loans, notes, canceled checks, registers, ledgers, video tapes, audio tapes

any transfers of interests, equitable or leagal in real estates, or personal property which transfer was made by me to any one else..in last two years...NONE

annual income last two years
current montly living expenses
Judgements ONLY THEIRS

any acct at any financial institution or brokerage house in which i or my spouse had an interest or signing authoirity during the last two years...including
checking, registers, canceled checks, monthly statements....

DONT KEEP THOSE...ONLY SAVE WHAT IS NEEDED FOR TAX PURPOSES

payments made by me of $500 or more on any debt of whatever nature during the last two years....

debts and liabilities in last two years

monthly balances of credit cards for the last two years
interest in any asset during the last two years

state and fed income tax returns last two years..

PLEASE OFFER SOME SUGGESTIONS...AS TO HOW TO RESPOND TO THIS...I ASSUME I WILL BE ASKED ADDITIONAL QUESTIONS...BUT IM SUPPOSE TO BRING IN ALL OF THESE DOCS. AT THAT TIME....THANKS V

[roybean]

Let's shout out to some of the members; I have never done a debtor's exam.
Bump!

[hannah]

v - I have never done a debtor's exam and suggest that you contact a bankruptcy attorney NOW. I have no idea what to even suggest you do. Please do not go forward without at least consulting an attorney in FL.

[Qtip]

Sorry I have no advice on this area Hope another member can help.

[roybean]

Check your PM and one thing I do know is that you should go to your debtor's exam looking broke. Don't wear any expensive jewelry or watches; a timex should be good for telling time.

I also know that you should be truthful, but the thing to remember is that what is true this morning or this afternoon , may not be true this evening. Any account that you own up to at the exam; close it as soon as you leave and you shouldn't have any accounts near where you live; meaning in your state. Don't think that you have to tell them everything and then just wait for them to take it. Tell the truth and then move it.

[roybean]

Also see Flyingifr's Judgment proofing yourself:
http://debtorboards.com/smf/index.php?topic=12.0

http://debtorboards.com/smf/index.php?topic=14.0

[boyblue_77]

Originally Posted by roybean

Also see Flyingifr's Judgment proofing yourself:
http://debtorboards.com/smf/index.php?topic=12.0

http://debtorboards.com/smf/index.php?topic=14.0

I was just going to quote items from there. Flyingifr really had some good tips in there regarding debtors exams and how to be honest. He mentions that what's true today is not true tomorrow. So be honest, otherwise you'll go to jail for contempt of court, but the information that you provide them can change tomorrow and you won't be in contempt.