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If you have any problems with the registration process or your account login, please contact us. | Advanced Credit Repair - Dealing with Collection Agencies Discuss SCA in the CREDIT AND LEGAL ISSUES forums; Ready to do something about SCA on DW's EX report. My search on the TX SOS site did not show them covered with a bond, even though other SCA-name companies ...
10-31-2007, 01:52 PM
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#1 | | Elite Member
Join Date: Oct 2006
Posts: 524
Casino Cash: $415075
| SCA Ready to do something about SCA on DW's EX report. My search on the TX SOS site did not show them covered with a bond, even though other SCA-name companies are listed. I do not recall them dunning, been reporting ~2 years with their old address on the report. EQ has verified several times all is correct even though it is their address that I dispute (using large bold type!!), sending copies of the returned envelopes.
Hannah previously led me to SCA's correct address. My goal is a deletion.
Should I write to SCA, pointing out the error of their methods? Should I contact the big guy at EQ, pointing out their errors? Other suggestion?
SCA is a credit servicer for retailers. We do not know who the retailer is in this case. |
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10-31-2007, 03:36 PM
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#2 | | HONORED GUEST
Join Date: Jul 2006 Location: Austin-area
Posts: 2,691
Casino Cash: $332200
| SCA is an OC, not a third-party collector. No bond is required.
__________________ I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship. Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else? |
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10-31-2007, 04:58 PM
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#3 | | Elite Member
Join Date: Oct 2006
Posts: 524
Casino Cash: $415075
| Correction Ready to do something about SCA on DW's EX report. They have been reporting ~2 years with their old address on the report. EQ has verified several times all is correct even though it is their address that I dispute (using large bold type!!), sending copies of the returned envelopes.
Hannah previously led me to SCA's correct address. My goal is a deletion.
Should I contact the big guy at EQ, pointing out their errors? Other suggestion?
SCA is a credit servicer for retailers. We do not know who the retailer is in this case. |
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10-31-2007, 05:07 PM
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#4 | | HONORED GUEST
Join Date: Jul 2006 Location: Austin-area
Posts: 2,691
Casino Cash: $332200
| What is the fundamental issue? Address alone ain't going to cut it...
__________________ I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship. Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else? |
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10-31-2007, 07:24 PM
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#5 | | Elite Member
Join Date: Oct 2006
Posts: 524
Casino Cash: $415075
| oops, maybe I was mistaken. I thought EQ could be liable for providing false information. I am not talking about info from a provider as the result of an investigation. Hannah says SCA has been gone from the reported address for 9 years. This entry was first reported about 2 years ago. Apparently EQ is dropping the ball somewhere, IF THEY ARE EVEN BOTHERING TO INVESTIGATE. It happens (I have evidence of TU doing this on 5 separate occasions). If I am providing proof that what they are reporting is wrong, and they say "no it's not," what would I do? They say if I still believe that the info is wrong, contact the OC at the address provided. I tried, the letter was returned.
At this point if all they do is correct the addy, the big picture is unchanged. Please advise. |
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10-31-2007, 08:07 PM
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#6 | | HONORED GUEST
Join Date: Jul 2006 Location: Austin-area
Posts: 2,691
Casino Cash: $332200
| They are not likely going to delete...they will, more than likely, correct the address.
Investigations are done electronically, not via snail mail. But if you really want them to corerct the address, then email the GC. I'd be more inclined to simply call the OC and negotiate the PFD...who knows, they might even reopen the account. My only experience with SCA was when I applied for financing on a Sig Sauer.
__________________ I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship. Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else? |
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11-01-2007, 10:18 AM
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#7 | | Elite Member
Join Date: Oct 2006
Posts: 524
Casino Cash: $415075
| I could take out a few vicious Gray Squirrels we have around here with the Blaser LRS2. I'm still a bit partial to the Steyr Aug.
Thanks for the info! |
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11-01-2007, 11:54 AM
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#8 | | Elite Member
Join Date: Jul 2006
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Casino Cash: $353450
| Quote:
Originally Posted by centex My only experience with SCA was when I applied for financing on a Sig Sauer. | Totally OT, but what model did you get? I'm fluxing between the P226 and the P229. (I'd really like a Wilson Combat .45, but it's quite a bit out of my price point.)
__________________ Quoted from roybean at IC, "you don't need case law...it is written, so let it be done." |
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11-01-2007, 01:24 PM
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#9 | | HONORED GUEST
Join Date: Jul 2006 Location: Austin-area
Posts: 2,691
Casino Cash: $332200
| Quote:
Originally Posted by stargazer0725 Totally OT, but what model did you get? I'm fluxing between the P226 and the P229. (I'd really like a Wilson Combat .45, but it's quite a bit out of my price point.) | They rejected the app...it was made online, and I was not really certain if I was going to get one or not- I was looking to add to utilization through available credit. Unfortunately, they were an EXP pull. EQ or TU, it would have been in the bag as an approval.
At the time, I was looking for something smaller to use as a carry piece in the event that I actually opted to get a CHL.
__________________ I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship. Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else? |
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11-23-2008, 01:02 AM
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#10 | | Elite Member
Join Date: Oct 2006
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| Re: SCA Victoriou!!! Deletion plus $ |
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11-23-2008, 07:03 AM
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#11 | | Administrator
Join Date: May 2006
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| Re: SCA Quote:
Originally Posted by neil5623 Victoriou!!! Deletion plus $ | Congrats!
__________________ It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation. |
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11-23-2008, 09:57 AM
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#12 | | The One and Only!
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| Re: SCA Wohoo, party in Neil's house  |
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11-23-2008, 11:59 PM
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#13 | | Administrator
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| Re: SCA Let's get started!!!
__________________ The answer is 42!! |
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11-24-2008, 08:32 AM
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#14 | | Elite Member
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Posts: 524
Casino Cash: $415075
| Re: SCA 6:30AM:  |
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