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Advanced Credit Repair - Dealing with Collection Agencies Collection Agencies Dunning you? Are they complying with the FDCPA and or the FCRA? IF they are not, they could be liable for up to $1000.00 to you! This is the forum to educate and protect the rights afforded to you under the FDCPA and the FCRA. Legal aspects of credit restoration will be found in this forum. MEMBERS CAN POST ANONYMOUS QUESTIONS...

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Old 12-28-2007, 10:45 PM   #1 (permalink)
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Intersections INC.

I have a number of "soft" pulls from them on EXP.

Anyone know them?
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Old 12-28-2007, 11:20 PM   #2 (permalink)
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Old 12-28-2007, 11:23 PM   #3 (permalink)
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Umm, I've never authorized them to pull. Time to send another PP letter.
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Old 12-29-2007, 12:04 AM   #4 (permalink)
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I ws thinking that; if you haven't asked them monitor your credit and identity, what are they pulling for and for who? You haven't lost your ID lately, have you?
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Old 12-29-2007, 12:57 AM   #5 (permalink)
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Umm, I've never authorized them to pull. Time to send another PP letter.
Do you get results from a letter? Half the times the refuse to remove, I even had them not wanting to remove after suing the CA.


One of them told me to dispute it and they would not contest it and that should get it removed but they did not want to remove the pull.
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Old 12-29-2007, 01:05 AM   #6 (permalink)
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I think they want to contribute to Enigma's vacation fund.
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Old 12-29-2007, 01:09 AM   #7 (permalink)
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Do you get results from a letter? Half the times the refuse to remove, I even had them not wanting to remove after suing the CA.


One of them told me to dispute it and they would not contest it and that should get it removed but they did not want to remove the pull.
This in a new one that I just noticed.
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Old 12-29-2007, 01:12 AM   #8 (permalink)
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I think they want to contribute to Enigma's vacation fund.
New car fund. Got a call from my wife about an hour ago. She went to p/u daughter from work and was in an accident.

Teenage driver failed to stop at stop light. She and the kids are ok, sore though. Car is not drivable.
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Old 12-29-2007, 02:38 AM   #9 (permalink)
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That's not good. I hope everyone is OK. You said they're sore. Better go be checked out, just in case.
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Old 12-29-2007, 05:07 AM   #10 (permalink)
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New car fund. Got a call from my wife about an hour ago. She went to p/u daughter from work and was in an accident.

Teenage driver failed to stop at stop light. She and the kids are ok, sore though. Car is not drivable.
If they're sore,the car must be hurting because that means it really shook them hard to be sore. Good that they're ok, though.
Oh, well....time to go shop!
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Old 12-29-2007, 06:16 AM   #11 (permalink)
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Not the VW!!!!
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How come "phonetically" is spelt with a "ph"?
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Old 12-29-2007, 06:56 AM   #12 (permalink)
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Not the VW!!!!
Yeap
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Old 12-29-2007, 06:57 AM   #13 (permalink)
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The hospital keep my oldest daughter for a while. Just got her home and to bed. But she's ok. Just shaken up.
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Old 12-29-2007, 01:20 PM   #14 (permalink)
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At least they were close by. A few years back my oldest DD was hit by a teenager who ran a red light. Her car was totaled and she was bleeding. Instead of calling 911 in Boston where she was, she called me in WV. I had a heck of a time getting her to hang up and call 911.
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Old 12-29-2007, 05:02 PM   #15 (permalink)
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Yeap
Going to have a hard time getting that totalled. Last time I talked to someone, repairs had to be at least 70% of value. What the heck hit them?
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Old 12-30-2007, 12:16 AM   #16 (permalink)
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Going to have a hard time getting that totalled. Last time I talked to someone, repairs had to be at least 70% of value. What the heck hit them?
A Dodge Neon. It shattered the rear axle, tore off the left rear panel and punctured the fuel tank.

The car was traveling at an excessive speed, at least 60 mph on a residential road. She, the driver is 16 yoa, admitted to the police she was texting on her cell phone, missed her turn and turned into my wife and kids.

According to court records this is her third accident this year, has 9 points already and 3 tickets for reckless driving. To top it off, she has a fly by night insurance company.

On the bright side, wife and kids are ok.

But I am going to have some fun. Her insurance won't return my call. I've gotten email addresses from state filings. Dad is co-owner of vehicle and since she is a minor, dad signed the financial responsibility form so that she can get her license.

He owns a business and has a house that I can attach. Should he decide not to pay, since it was an accident with injuries I can move to have her license revoked for five years.

My insurance will fix my car, but it looks like the frame is bent. I have a deductible of $500 plus rental car expenses.

If he or his insurer pays my deductible, out of pocket expenses and buys out the remaining term of my lease, then I'll go away. Otherwise I am going to make his and her lives a pure financial hell.
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