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Advanced Credit Repair - Dealing with Collection Agencies Discuss fed case in the CREDIT AND LEGAL ISSUES forums; Does anyone have an example of a Federal Case they would be willing to email to me so I can have a guideline to go by. Thanks Ruby...
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Old 08-23-2006, 06:06 PM   #1
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fed case

Does anyone have an example of a Federal Case they would be willing to email to me so I can have a guideline to go by.

Thanks
Ruby
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Old 08-23-2006, 06:09 PM   #2
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Does anyone have an example of a Federal Case they would be willing to email to me so I can have a guideline to go by.

Thanks
Ruby
In a federal case, Pacer is one of your best friends. Especially since you can look at cases in your specific district.

Do you know about Pacer?
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Old 08-23-2006, 06:12 PM   #3
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Ruby, you have to be careful about trying to template too much of the stuff. Use a PACER account and review some of what has been filed in your District. Not only will you get an idea of what is being filed, but you will also get a feel for what the Court will let fly in terms of filings.

Unless things have changed, once you apply for the PACER account, you will receive the userID and password in a few days and they don't bill out until you reach $10 in fees. At eight cents a page, it can take a little while to get there...although you want to keep an eye on it. Generally I see bills from them lately that don't reach much over $150 per quarter.
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Old 08-23-2006, 06:12 PM   #4
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Yes, but I don't belong.

So I can look at case that others prepared for example of the best or most proper way to do one?
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Old 08-23-2006, 06:14 PM   #5
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Ok, thanks

Will join then, Is that .08 per page I look at?
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Old 08-23-2006, 06:18 PM   #6
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yep, .08 cents per page. Do a search on any well known collection agency and tons of stuff should pop up. You'll need a cc, but I have heard that a debit card works too.
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Old 08-23-2006, 06:21 PM   #7
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On pacer do a search for cc company's. I don't have a cc, it's debit or I don't get one. Haven't had a cc in 5 yrs.
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Old 08-23-2006, 06:21 PM   #8
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I meant ca
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Old 08-23-2006, 06:23 PM   #9
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Ok, thanks

Will join then, Is that .08 per page I look at?
yes. and make sure your popup blocker is off, or you will be paying for stuff you never see.
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Old 08-23-2006, 06:25 PM   #10
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On pacer do a search for cc company's. I don't have a cc, it's debit or I don't get one. Haven't had a cc in 5 yrs.
If its Visa or MC logo'd your good to go. Thats what I used. They only bill you quarterly, and then only if your peeks cost over $10.
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Old 08-23-2006, 06:38 PM   #11
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Ok, thanks

Will join then, Is that .08 per page I look at?
8 cents per page, capped at a cost of the first 30 pages of any documents that exceed that (like the 184 page pleading I recently reviewed that was filed locally).

There is a list of "offense" codes...seems to me that the FDPCA stuff was coded under 890, but you would have to look to be certain. Also you can search by party. You would be looking primarily at Civil. Exclude BK or you will be looking at a lot of crap that is nothing more than the matrices involving a lender.

You will be able to review the docket and retrieve most documents. You should receive a prompt that tells you how many pages you are about to view and that confirms you wish to proceed.
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Old 08-23-2006, 06:42 PM   #12
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The other great thing is that they are in PDF format. You can save them to your computer to read later, or to review from.
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Old 08-23-2006, 06:43 PM   #13
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Just signed up, now I have to figure out what district I am in. I can use it today as long as the browser is open otherwise it is good tomorrow.

pop up blocker is on or off?
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Old 08-23-2006, 06:44 PM   #14
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Another note - see if your particular district has a website. Alot have their local rules online. You will need to get very familiar with these.
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Old 08-23-2006, 06:50 PM   #15
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Guess I need to read the how to use manual first.

Thanks for the code number, Centex, sure it would have cost me some money trying to figure it out.

Do you mean a website on Pacer?
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Old 08-23-2006, 07:00 PM   #16
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Guess I need to read the how to use manual first.

Thanks for the code number, Centex, sure it would have cost me some money trying to figure it out.
There is a list of them on the PACER website, I just haven't looked at the list in a long time. I generally just search by party or date range.

Quote:
Do you mean a website on Pacer?
yes and no...each District usually has its own website. The general public can view those sites without a PACER login. The PACER login is only needed if you wish to view filings. The Local Rules are generally downloadable and shouldn't cost you anything.
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Old 08-23-2006, 07:04 PM   #17
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Do you mean a website on Pacer?

No, I mean a website independent of Pacer. Many have them with contact numbers (sometimes even a listing for the Pro Se Clerk ), and such. Just google the name of the court you have to file in.
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Old 08-23-2006, 07:04 PM   #18
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Thanks, I'll look but I doubt Florida does. Think I have looked before but was to green to figure it out will re look.
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Old 08-23-2006, 07:11 PM   #19
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Thanks, I'll look but I doubt Florida does. Think I have looked before but was to green to figure it out will re look.
There are often links from PACER to the individual court websites...some of the courts are still putting them together though...

You might check here: http://www.uscourts.gov/courtlinks/
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Old 08-23-2006, 07:29 PM   #20
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Thanks for the link, I just looked it up, rules on it but I didn't see any case but I haven't completely looked yet. I think there was high profile cases.
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Old 08-23-2006, 07:33 PM   #21
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No - you won't find cases there. You might find some opinions or final rulings...but those won't help you. Don't confuse two items.

Pacer.gov - the place you can look at documents from cases in your district (and others for that matter). Costs are 8 cents per page of documents that you want to look at.

xxx court's website - Place to go to see if there are RCP's particular to THAT court, phone numbers, addresses, etc. If they do not have their local rules online, then I might suggest calling or going by the courthouse to get a copy, before you even begin to file your case.
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