[spinn]

that rhymed...cool

[drivel]

so OP, since no one asked it, I will. What were you in for?

[jrock7073]

Originally Posted by centex

I'm going to guess that for $35K in fees, the attorney will hold onto the paper rather than selling for pennies on the dollar. Some are more aggressive at litigating for the outstanding balance, although there is the whole blood-turnip thing that you might have going...

And, at the risk of using the OP as an example, there are reasons why some of us prefer only those cases with a fee collected up front...

My attorney's were paid over $30,000. $20,000 was up front. The debt I have now was accumulated from taking advances on my credit cards to pay attorneys and to survive while I fought my case. They made a lot of money to convince me not to take a deal and to rather go to trial and lose. I was convicted of Vehicular Homicide after 2 beers and a .08% BAL.
So my first reports of delinquincy started on October 2004. I began my sentence in June of 2004 and was released in April of 2007. Does anyone know for sure if the SOL is up and if so, what would happen if I started asking for validation to attempt to have all charge offs and negative reporting removed from my credit report? Would collection agencies start hitting me up? I haven't been receiving anything in the mail except for 1 collection agency but my address has been protected. Only 2 agencies are reporting against me. I had a district attorney call my dad a few years back and say that both of our identities had been stolen. I need to piece this last thing together to really get my life back.

[Pale Rider]

I did some googling and never could find anything to say for certain that credit cards were 3 year SOL in Washington. Many people had the opinion that it was 6 year written contract. I couldn't find a court case to back up either.

I would suggest contacting your local bar association to see if they can refer you to a local attorney, or legal aid if it is available. If they can help you show it is 3 year SOL, you may be able to take some action without worrying about being sued. Be aware also that in some states acknowledging the debt or making payment arrangements may reset the SOL clock. Be careful what you say to the collectors until you know for sure what the SOL is.