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06-14-2008, 06:01 PM
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#1 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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Vital Advice?
Hello All,
Thank you Pale Rider, JLynne and the host of others that have helped me with the issues I had on my other thread. Well, as far as my new plan of attack...... I have decided to send all of the "collection agencies" validation requests. IE: interest, original signed proof...and so on. As well as any inquiry, I am in the Army and have been in Iraq so I am also asking that inquiries be removed via request letters that will be sent CMRR. Does this seem to be good angle to take? Any, and I mean any, advice or opinion would greatly help. It is great to see everyone on here taking a stand and helping others out.
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06-14-2008, 09:05 PM
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#2 (permalink)
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Administrator
Join Date: May 2006
Location: Okinawa
Posts: 6,870
Casino Cash: $2748100
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Are you still in Iraq?
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"Be surprised at what people won't do and not at what they do."
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06-14-2008, 11:11 PM
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#3 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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Well, I am not now. But for inclusive purposes, I was and some of the inquiries were made while I was there.
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06-14-2008, 11:12 PM
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#4 (permalink)
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Administrator
Join Date: May 2006
Posts: 2,135
Casino Cash: $852000
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Are you still active military?
__________________
It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain
The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
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06-15-2008, 02:33 AM
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#5 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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I am, in fact, still active. I am just trying to get everything clean. What kind of insight can you provide?
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06-15-2008, 04:05 AM
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#6 (permalink)
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Administrator
Join Date: May 2006
Posts: 2,135
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Quote:
Originally Posted by robseattle
I am, in fact, still active. I am just trying to get everything clean. What kind of insight can you provide?
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Servicemembers Civil Relief Act Overview - Military Benefits - Military.com
__________________
It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain
The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
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06-15-2008, 12:43 PM
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#7 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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But my entire credit report is being hindered by collection agencies. As far as inquiries, believe I can remove some of those regardless. I am guessing that as far as the inquiries, they cannot dispute whether or not I was deployed. I am not sure how the SCRA would help me.
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06-15-2008, 01:10 PM
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#8 (permalink)
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Administrator
Join Date: May 2006
Location: Okinawa
Posts: 6,870
Casino Cash: $2748100
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Notify the collectors and CRAs that you are active military and do it by certified mail.
__________________
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"Be surprised at what people won't do and not at what they do."
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06-15-2008, 01:35 PM
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#9 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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How would I do that? I have drafted up the validation letters. I would assume I am still going to send them. As far as these, do you believe they will make a difference?
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06-15-2008, 01:37 PM
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#10 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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I was told that the validation letters are a very powerful tool in that they force the CA to find the original information as well as numerous other things that would make it validated.
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06-15-2008, 01:55 PM
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#11 (permalink)
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Administrator
Join Date: May 2006
Posts: 2,135
Casino Cash: $852000
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Since you are still active, see your JAG officer.
__________________
It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain
The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
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06-15-2008, 02:05 PM
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#12 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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I have once, basically he said that these debts are mine and somehow have to be paid. That is why I figured with the validation latters, I would be handling it effectively. Do you agree? Realistically, what can be done?
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06-15-2008, 05:29 PM
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#13 (permalink)
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Member
Join Date: May 2008
Posts: 82
Casino Cash: $154300
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Anything? Would sending the validation letters prove to be effective? As well as the inquiry disputes to each company?
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