[neil5623]

What rule is concerned with multiple CR hard pulls on the same day?

[centex]

There is no 'rule.' If PP existed, then the best you can hope for is that they might combine them or recode all but one as soft inquiries...

If you applied for an auto loan and got farmed out, then shame on you...all you can do then is hope that they coded them correctly so that anyone pulling the score in the immediate window sees a more realistic score. Outside that window, however, I believe that even when they are correctly coded, you are still screwed...

[apexcrsrvc]

What were the inquiries in relation to?

[neil5623]

This is on DW's TU report. Remember the Brachfeld mess? They have two inquiries showing up on the same day. Her TU file is "split" I ass-u-me because of last name differences. Other firms have 2 hard pulls, but they are 3 or more days apart which is strange in itself.

I did not find out about the Brachfeld pulls until after the settlement agreement was signed.

[need2restore]

Is their a way to remove inquiries? I have some that are years old.

[Hedwig]

They should only show for two years. They affect your score most the first six months, their impact declines after that.