AOC Archive [Archive] - Bad Credit Repair Discussion Forum
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  1. CA LIST
  2. Tower Rat: Legal Strategy_ A Lesson for Everyone MSJ SECRET WEAPON
  3. TowerRat: Federal Appeals FDCPA 1692b Acquisition_Location Information.pdf
  4. TowerRat: Federal Appeals Cases FDCPA 1692j Furnishing Deceptive Forms.pdf
  5. TowerRat: Federal Appeals Cases FDCPA 1692c Communications.pdf
  6. TowerRat: FDCPA vilations
  7. TowerRat: Faliure to comply with licensing bonding violates FDCPA
  8. TowerRat: Facta info for DEbate
  9. TowerRat: Experts_ Need help re_ Statute of Repose
  10. TowerRat: Even Debt Collectors Know when Enough is Enough
  11. Dola Vs Day of Delinquency
  12. Disputed Cavalry and got these results.......
  13. Dispute with OC compliant with 1681s-2(a)(8)(d)
  14. Discovery Objections, how to answer?
  15. TowerRat: Deman with Validation & Verification Violates
  16. Debt Re-Aging
  17. Dealing with CA'S calling the wrong number
  18. Date Opened on Collection Accounts 2
  19. Date Opened on Collection Accounts
  20. TowerRat; Darla, what is a CRA
  21. TowerRat; Equifax dispute results,deadline
  22. Cresit consulting?
  23. TowerRat; Credit report Confirmation Number and county court links
  24. Credit Inquiry by NCO
  25. TowerRat; CRA now we know the rest of the story
  26. Herenow; Cra dennied dispute "what next?"
  27. CM Chase; Court Tomorrow
  28. TowerRat: Continued Collection Activity and validation
  29. TowerRat: Consumer Sales_Protection Acts (Partial List)
  30. TowerRat: Comercial Recovery Systems
  31. College Poverty Rears its Ugly Head After 7 Years!_!_!
  32. RacerX780; Collection letter - violations_
  33. TowerRat: Case law on validation continued collection
  34. TowerRat: Case Law for Continued Collection Activity
  35. TowerRat: Case Law for AZ residents regarding licensing
  36. CA violation Asset
  37. Fliyingifr: CA sent you BS Validation citing Chaudhry v Gallarizzo_
  38. TowerRat: Breaks down why Bitchy letter was wrong
  39. Bennet FCRA Testimony
  40. TowerRat: Bad News from the 7th circuit IL
  41. TowerRat: Michael Perreta v Capital Aquisitions
  42. TowerRat: Assigment of debt, subsequent sell/ purchase
  43. Wolpoof & Abramson Saying they do not have to verify
  44. TowerRat: We needed this one Victory "Asset Asseptance"
  45. TowerRat: ThatGuy Cases (Equitable eAssigment)
  46. Unusual Letter CA ploy...
  47. TowerRat: Warning on Initial collection notices
  48. TowerRat: Standard Jdb Defenses "Some Case Law added"
  49. RealtorKen v. Palisades Federal case file
  50. Questionable Phone Call
  51. TowerRat: Procedure Request Final Word
  52. Enlil; Opposition to motion to quash
  53. Non permisseble letters sent
  54. Non Permisseble pulls
  55. TowerRat; No _Open_ Collections_ Manny, I owe you a tall col
  56. Multiple judgments possible on a single debt_
  57. Motion for sumarry judgement - Crappy debt verrification
  58. Lexis CR stuff, this is a scarry report
  59. TowerRat; JDB's do not buy debt
  60. Is this a violation "CA fails to mark account as Disputed"
  61. Schellmis; Sued ang looking for help
  62. How To tell if car loan is installment or promissary note
  63. Enigma; Florida SOL Questions
  64. TowerRat: New CA tactic VS FDCPA claims in Federal Court
  65. TowerRat: Faliure to comply with licensing/bonding violates FDCPA
  66. TowerRat: Estoppel or Adminssion by Silence
  67. TowerRat; CapitalOne reporting policies
  68. CA says credit card now is a written agreenment
  69. Asset Acceptance LLC
  70. Asked For DV received and affidavit of account, how respond?
  71. Apparently Afni Thinks I am stupid
  72. TowerRat; Are CRa's Debt Collectors?
  73. TowerRat; Apply TX Debt Collection Law to non Residents
  74. TowerRat; What does it take to clean your credit?
  75. TowerRat; What to do when deleted account comes back.
  76. TowerRat; Another reason to Remand
  77. TowerRat; Validation and Verification
  78. Ahhhh, Reinsertion...
  79. TowerRat; Affirmative defenses
  80. TowerRat; Accounts Status Part I and Part II
  81. Manny; Fraud Assistance Info
  82. Manny; How to answer a Lawsuit
  83. byrddogx; Basic - Credit Scores
  84. NanaC; Collection Agency Licensing
  85. TowerRat; Case LAw Continued Collection Activity
  86. Manny; Application scoring system
  87. byrddogx; Basic - Furniters of information Responsibility
  88. byrddogx; Basic- Statue of Limitations
  89. Flyingifr; One party states recording
  90. TowerRat; What makes a good DV Letter
  91. byrddogx; Basics - opting out
  92. Butch; Subsequent collection agency strategy
  93. Manny; Abreviations
  94. Crowmom & Telecheck
  95. Byrddox's Glossary
  96. TowerRat's How to Read Your CR
  97. TowerRat on Open Accounts
  98. TowerRat on Factoring Company
  99. Byrddogx; BASICS - Inquiries
  100. Byrddogx; BASICS - Credit Scores
  101. FLORIDA SOL
  102. Affidavits
  103. Butch; Introducing S. 393
  104. Czar; Legitimately dispute tradelines resulting from CC agreements
  105. Enigma; Medical Privacy Laws for all 50 States
  106. Fliyingifr; Understanding the Statute of Limitations
  107. Butch; Default § 623 (A) v. (B), & Maximum Possible Accuracy
  108. Butch; No Perpetual Disputes
  109. Manny; What to do first and other info
  110. CLC; questions that need answered before filing a suit
  111. smithdesign how to establish business credit
  112. NanaC; post bankrupcy, creditors
  113. TowerRat's Accounts stated
  114. Butch on Chaudhry
  115. Butch 30 Day Dispute Time Limit
  116. Fliyingifr; Before You Sue
  117. Using State Laws to deal with CA's
  118. Manny; What to do first and other info
  119. Enigma; Florida Medical Providers CAn't send you to CA
  120. TowerRat; Factoring Company FDCPA Violations
  121. Please contact me if authors want the content removed!
  122. TowerRat; Finalized State guide to verification
  123. Tower; Rat's Bunker
  124. Butch; Hippa's Notes