Notices

Reply
 
LinkBack Thread Tools Search this Thread
New member here with a question  
Old 03-19-2009, 09:43 PM   #1
New Member
 
Join Date: Mar 2009
Posts: 9
Let me begin by saying my credit is not that bad, low 700s with only 1 negative on one of the reports. I got into credit trouble in the 90s and closed out all my accounts. Once I had them paid off I only had a small mortage for years. The only reason I am not in the upper 700s is because I have little credit history. Anyway that is my history now for my problem.

I do have one collection agency from way back (we are talking the early 80s) who calls the house several times a day. Believe me if I thought I owed anything I would have paid this off long ago. The debt comes from a computer I bought on credit back in 1985. Within 6 months of the time I bought it the hard drive crashed and was sent in for repairs twice. The third time I crashed I refused to keep paying on the thing and demanded they take it back. They offered to repair it again and I refused because I couldn't afford to be without it every time the piece of junk crashed.

Obviously 20 years later there is nothing they can do except keep hounding me. My question is, is there anything I can do to keep them from calling? I just ignore the calls but it is anoying.
GatorMike is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-19-2009, 10:54 PM   #2
Elite Member
 
Join Date: Sep 2006
Posts: 1,166
Send them a letter stating phone calls at any time or place are inconvenient, by certified mail.

If they call you after that, It will be a violation of the Fair Debt Collection Practices Act (FDCPA), and you can sue them for $1000.

I didnt even know they made computers in 1985.........
spinn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-19-2009, 11:53 PM   #3
Administrator
Hedwig's Avatar
 
Join Date: Nov 2004
Location: Greater DC area
Posts: 7,798
Since it's so old, I might just send a cease and desist letter. Basically tell them that you don't believe it's your debt, but if it is, the statute of limitations has expired and they shouldn't contact you anymore.
__________________
The answer is 42!!
Hedwig is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 12:12 AM   #4
Administrator
Enigma's Avatar
 
Join Date: May 2006
Posts: 2,760
Quote:
Originally Posted by spinn View Post
I didnt even know they made computers in 1985.........
Spinn, where have you been hiding. I cut my teeth and a few other thing on a DEC VAX 11/780 in college, 1978.

In high school 1974 I entered grades on punch cards on an IBM Sys34.

When IBM brought the PC out in 1981 I was an intern at the IBM Boca labs.

The first computer was the Charles Babagge Analytical Machine was first produced in 1822.

The modern electronic computer:

ENIAC, short for Electronic Numerical Integrator And Computer,[1][2] was the first general-purpose electronic computer. It was a Turing-complete, digital computer capable of being reprogrammed to solve a full range of computing problems.[3] ENIAC was designed and built to calculate artillery firing tables for the U.S. Army's Ballistic Research Laboratory.

The ENIAC held immediate importance. When it was announced in 1946 it was heralded in the press as a "Giant Brain". It boasted speeds one thousand times faster than electro-mechanical machines, a leap in computing power that no single machine has since matched. This mathematical power, coupled with general-purpose programmability, excited scientists and industrialists. The inventors promoted the spread of these new ideas by teaching a series of lectures on computer architecture.

The ENIAC's design and construction were financed by the United States Army during World War II. The construction contract was signed on June 5, 1943, and work on the computer was begun in secret by the University of Pennsylvania's Moore School of Electrical Engineering starting the following month under the code name "Project PX". The completed machine was unveiled on February 14, 1946 at the University of Pennsylvania, having cost almost $500,000. It was formally accepted by the U.S. Army Ordnance Corps in July 1946. ENIAC was shut down on November 9, 1946 for a refurbishment and a memory upgrade, and was transferred to Aberdeen Proving Ground, Maryland in 1947. There, on July 29, 1947, it was turned on and would be in continuous operation until 11:45 p.m. on October 2, 1955.

ENIAC was conceived and designed by John Mauchly and J. Presper Eckert of the University of Pennsylvania.[4] The team of design engineers assisting the development included Bob Shaw (function tables), Chuan Chu (divider/square-rooter), Kite Sharpless (master programmer), Arthur Burks (multiplier), Harry Huskey (reader/printer), Jack Davis (accumulators) and Iredell Eachus Jr.[5]
__________________
It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain

The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
Enigma is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 05:07 AM   #5
New Member
 
Join Date: Mar 2009
Posts: 9
Actually it was 1986. Intel had just came out with the 386 processer and I was demostrating Autocad software at trade shows as a side job. I was the envy of every engineer and architect around. Nobody had ever seen a computer that ran Autocad so fast. That is why I couldn't afford to have the damn thing in the shop every other month. I probably made the last payment on it in 87.

Anyway thanks for the advice.
GatorMike is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 08:25 AM   #6
If You Do Not Like It, Kiss My...
jlynn's Avatar
 
Join Date: Nov 2004
Posts: 5,754
Quote:
Originally Posted by spinn View Post

I didnt even know they made computers in 1985.........
Somebody slap Spinn please.

TRS-80 - Wikipedia, the free encyclopedia
jlynn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 02:04 PM   #7
Administrator
Hedwig's Avatar
 
Join Date: Nov 2004
Location: Greater DC area
Posts: 7,798
I actually still own a TRS-80. Of course, it hasn't been turned on in decades.
__________________
The answer is 42!!
Hedwig is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 02:46 PM   #8
If You Do Not Like It, Kiss My...
jlynn's Avatar
 
Join Date: Nov 2004
Posts: 5,754
Quote:
Originally Posted by Hedwig View Post
I actually still own a TRS-80. Of course, it hasn't been turned on in decades.
Centex must be soooo jealous. It would compliment her 8 track player.
jlynn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 03:05 PM   #9
Administrator
Hedwig's Avatar
 
Join Date: Nov 2004
Location: Greater DC area
Posts: 7,798
Quote:
Originally Posted by jlynn View Post
Centex must be soooo jealous. It would compliment her 8 track player.
I may still have one of those, too. I actually had an 8-track recorder. But I think my ex took it. I still have some 8-track tapes stashed away in a closet somewhere.
__________________
The answer is 42!!
Hedwig is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 06:00 PM   #10
HONORED GUEST
centex's Avatar
 
Join Date: Jul 2006
Location: Austin-area
Posts: 3,136
Quote:
Originally Posted by jlynn View Post
Centex must be soooo jealous. It would compliment her 8 track player.
Don't say that too loud...the 286 will get jealous.
__________________
I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship.

Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else?

Hint to the prospective pro se litigant that believes they can run up expenses with impunity or disregard direction from the Court: You CAN be sanctioned. Just ask Craig Cunningham or read the Order...
centex is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 07:56 PM   #11
If You Do Not Like It, Kiss My...
jlynn's Avatar
 
Join Date: Nov 2004
Posts: 5,754
Quote:
Originally Posted by centex View Post
Don't say that too loud...the 286 will get jealous.
'


Spinn, do we need to 'splain that to you?
jlynn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-20-2009, 11:16 PM   #12
Elite Member
 
Join Date: Sep 2006
Posts: 1,166
No.

Next question....did porn precede the internet?

I remember watching an 8 track with some guy that looked like Al Gore delivering a pizza to a very attractive housewife.
spinn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-21-2009, 01:37 PM   #13
New Member
 
Join Date: Mar 2009
Posts: 9
Quote:
Originally Posted by spinn View Post
No.

Next question....did porn precede the internet?

I remember watching an 8 track with some guy that looked like Al Gore delivering a pizza to a very attractive housewife.

I can answer that, yes it did. Back in the early 80s I had some porn on one of those 5 1/4 inch floppy disks that was developed by engineers at Lockeed Martin. Our defense dollars at work. No wonder the givernment pays $900 for a hammer, somebody has to pay those porn engineers salarys.
GatorMike is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Re: New member here with a question  
Old 03-21-2009, 07:04 PM   #14
If You Do Not Like It, Kiss My...
jlynn's Avatar
 
Join Date: Nov 2004
Posts: 5,754
Quote:
Originally Posted by spinn View Post
No.

Next question....did porn precede the internet?
Ask Larry Flynt.

Quote:
I remember watching an 8 track with some guy that looked like Al Gore delivering a pizza to a very attractive housewife.
8 track video? I was referring to audio.
jlynn is offline  
Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!Spurl this Post!Reddit!
Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Hi - New Member David A Szwak General Discussion 18 06-22-2007 01:17 PM

InfiniteCredit News

All times are GMT -4. The time now is 04:34 PM.

Powered by vBulletin
Copyright ©2000 - 2010, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.2.0
Credit Repair Forum | Site content remains the intellectual property of InfiniteCredit.com and may not be duplicated or reproduced without prior consent.Ad Management plugin by RedTyger


1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57