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Old 09-21-2006, 07:39 PM   #1 (permalink)
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free experian report

https://www.experian.com/consumer/ca...do?code=CDIDEC
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Old 09-21-2006, 09:18 PM   #2 (permalink)
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In order to get the report, use a current creditor who regularly pulls your CR as being denied.
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Old 09-21-2006, 10:19 PM   #3 (permalink)
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Can you get in trouble for this? Can I use the the JDB that I just won my MSJ against.
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Old 09-21-2006, 10:25 PM   #4 (permalink)
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If you have ANY report number for an Experian report - if you go to their website, and enter that number, the report you will see is current - in other words, its not a snapshot of the date of the original report.
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Old 09-21-2006, 10:39 PM   #5 (permalink)
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Originally Posted by rubyruby27 View Post
Can you get in trouble for this? Can I use the the JDB that I just won my MSJ against.
It's an abuse of the system.
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Old 05-05-2007, 02:16 PM   #6 (permalink)
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so we can enter the name of a creditor who denied us on this form and get a free experian credit report?

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Old 05-05-2007, 02:57 PM   #7 (permalink)
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so we can enter the name of a creditor who denied us on this form and get a free experian credit report?
You get a free report within 60 days of anytime you are denied credit or insurance, subjected to credit line increase, denied a renting a residence, or any other adverse action. You can also get a free report if you are unemployed and searching for a job, or if you are on welfare.
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Old 11-06-2007, 10:43 AM   #8 (permalink)
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Is there any negative to pulling your report OFTEN?
I have some recent denials that I guess would earn me a free report
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Old 11-06-2007, 10:53 AM   #9 (permalink)
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Is there any negative to pulling your report OFTEN?
I have some recent denials that I guess would earn me a free report
if you pull everyday the only negative is that you could get a transuinion split credit file. Other than that, it does not affect your credit score.
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Old 11-06-2007, 12:03 PM   #10 (permalink)
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Thanks for the quick answer, Qtip!
This forum is alive and well!!


Oh, and do I still get my invulnerable save vs. your qtip? I'm using my cotton ball defense squad
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Old 02-27-2008, 03:17 PM   #11 (permalink)
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Thanks for the tips!
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Old 03-16-2008, 06:30 PM   #12 (permalink)
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aren't you entitled to a free one every year anymway?
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Old 03-16-2008, 11:07 PM   #13 (permalink)
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Yes, but some people want them more often than that.
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Old 06-08-2008, 11:32 PM   #14 (permalink)
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Interesting Info

Thanks for the posts

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