[duke731]

Hi Folks,

I'm posting this in the hopes that someone will be able to offer me some insight/advice on how I can get two charge offs removed from my credit reports.

The charge offs are from business credit cards with a personal guarantee, something I will NEVER do again. But I also have two personal unsecured credit cards that have never been late.

Is there anything I can do to get these blemishes off and raise my credit scores?

Thanks.

[Enigma]

If the accounts are reporting accurately, then try to negotiate a pay for delete or wait until they drop off.

[stella]

you can hire a derogetory deletion company to remove any lates and charge offs from your credit..

[Qtip]

Originally Posted by stella

you can hire a derogetory deletion company to remove any lates and charge offs from your credit..

Or better yet, you can read on this forum and do the same without spending a dime.

[dp001]

Originally Posted by duke731

Hi Folks,

I'm posting this in the hopes that someone will be able to offer me some insight/advice on how I can get two charge offs removed from my credit reports.

The charge offs are from business credit cards with a personal guarantee, something I will NEVER do again. But I also have two personal unsecured credit cards that have never been late.

Is there anything I can do to get these blemishes off and raise my credit scores?

Thanks.

1)What is the balence on each account
2) are you being contacted to make payment on these accounts or are they just chargeoffs that you want removed
3) If these are old accounts what is you r SOL in your state if you don't know just post your state that you live in

With this info I will be able too guide you in the right direction