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Beginners Credit Repair Discuss 10 digit # to dispute online in the GENERAL CREDIT REPAIR forums; Ok so I ordered a credit through myself because I am mortgage banker and there is no 10 digit code on my report. That the CRA's need to dispute online. ...
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Old 05-20-2008, 04:33 AM   #1
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10 digit # to dispute online

Ok so I ordered a credit through myself because I am mortgage banker and there is no 10 digit code on my report. That the CRA's need to dispute online. Then I ordered through freecreditreport.com but they only give you experian for free. Then I ordered through truecredit.com and I got all 3 bureaus free but no 10 digit code! The bottom line is I pulled my credit 3 times to try to get this 10 digit code or whatever it is called and I still cant get that code to file online! I tried to call the credit bureau experian but I cant get through to anyone. I dont want anymore inquiries so I dont know what else to do. Can someone help? Thanks in advance for your help.

Mike
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Old 05-20-2008, 07:26 AM   #2
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Ordering your own report through your own company is a violation of the user agreement you have with the CRA's.

Call each CRA and ask them to send you your report. If you don't meet one of the exemptions that allows you to get it for no cost, then pay for it. You should know that requesting your report via the CRA itself incurs no hit on your FICO score, it is a "soft" hit.
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Old 05-20-2008, 09:04 AM   #3
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Disputing online is your last choice. Check boxes are so limiting.
Even your mortgage company trimerges do not have all the information you need to see for dispute purposes.
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