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If you have any problems with the registration process or your account login, please contact us. | Beginners Credit Repair Discuss How do I....... in the GENERAL CREDIT REPAIR forums; I recently got all three of my credit reports and scores and noticed that EQ is reporting 6 loans that are paid in full that the the other 2 are ... 
08-14-2008, 11:53 AM
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#1 | | New Member
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| How do I.......
I recently got all three of my credit reports and scores and noticed that EQ is reporting 6 loans that are paid in full that the the other 2 are not. My EQ score is 632 and TU and EX is in the high 500's and I belive this is why. I have contacted the OC's about the 6 loans not reported and they said that they only report to EQ. The OC's also told me that if TU or EX contacted them about the info that they would do what they could to help. So my question is how do I go about getting those loans reported and the other two CBR's. I tried to call and speak with someone at the other CRA's but ended up running around in circles in automated hell LOL.
Any and all info is welcomed, I am lost at what to do next.
Thanks | 
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08-14-2008, 12:06 PM
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#2 | | Elite Member
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| Re: How do I.......
A written dispute to the CRA's is always best. State that the loans are paid in full with a zero balance and that you want the accounts changed to reflect that.
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Quoted from roybean at IC, "you don't need case law...it is written, so let it be done." | |
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08-14-2008, 01:00 PM
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#3 | | If You Do Not Like It, Kiss My...
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| Re: How do I.......
Quote:
Originally Posted by Maro99  they said that they only report to EQ.
Thanks | Are the loans not reporting at all, or reporting but with a balance? 
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How come "phonetically" is spelt with a "ph"? | |
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08-14-2008, 02:24 PM
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#4 | | New Member
Join Date: Aug 2008
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| Re: How do I.......
They are not reporting at all on TU or EX. | |
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08-14-2008, 03:49 PM
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#5 | | If You Do Not Like It, Kiss My...
Join Date: Nov 2004
Posts: 5,538
Casino Cash: $1110600
| Re: How do I.......
Quote:
Originally Posted by Maro99 they said that they only report to EQ. | Reporting is voluntary. Many subscribers don't report, or report to 1 or 2 or all 3 bureaus. Its their choice as they have to pay to report. Quote: |
The OC's also told me that if TU or EX contacted them about the info that they would do what they could to help.
| Hate to tell you this, but they are poopooing you. If they are not subscribers to TU or EX, then they won't report. TU and EX won't search out the creditor to report the items, since, the creditor is not paying them.
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How come "phonetically" is spelt with a "ph"? | |
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08-14-2008, 06:40 PM
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#6 | | New Member
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| Re: How do I.......
Quote:
Originally Posted by jlynn Reporting is voluntary. Many subscribers don't report, or report to 1 or 2 or all 3 bureaus. Its their choice as they have to pay to report.
Hate to tell you this, but they are poopooing you. If they are not subscribers to TU or EX, then they won't report. TU and EX won't search out the creditor to report the items, since, the creditor is not paying them. | So is there anything that "I" can do to get the info on the loans reported on TU and EX? THey are all paid off, so it would be a one time thing its not like they would need to be updated every month with payments. | |
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08-14-2008, 11:29 PM
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#7 | | Administrator
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| Re: How do I.......
Quote:
Originally Posted by Maro99 So is there anything that "I" can do to get the info on the loans reported on TU and EX? THey are all paid off, so it would be a one time thing its not like they would need to be updated every month with payments. | Nope.
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08-14-2008, 11:38 PM
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#8 | | New Member
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| Re: How do I.......
Ok. Thanks for everyones help. | |
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