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| Business & Business Credit Learn about Business Credit, Dun & Bradstreet, how they score you and how to build your business Credit. Get credit cards with no personal guarantee. D&B is the equifax, experian, transuninon of the business world.
Post Pertaining to business accounts and business credit, Dunns and Bradstreet belong here... |
04-29-2008, 01:14 AM
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#1 (permalink)
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HONORED GUEST
Join Date: Nov 2006
Posts: 252
Casino Cash: $502100
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Few tips for biz credit
1) You're going to need a 680 min. for any real lines outside of Net 30's,
2) Duns and Bradstreet is not worth paying. Get a few Net 30's such as Uline, Nebs, Reliable, etc., and pay early. You'll self populate a file and get a 80. Even then, it's used to a marginal extent. Personal scores rule the day.
3) Once you get a 680 personal score, get some business credit cards and build an Intelliscore with Experian Smart Biz Reports. A lot of folks pull them.
4) Don't fall for the ads that say we can do this that and the other without a personal score and you don't need a PG. They're lies.
5) Most important, work on your personal scores. When they get there, get an EIN and go for biz credit (if you have a biz). You don't need an LLC, S or C corp to secure biz credit or even lines of credit. The 680 is the most important thing.
Any other propaganda is a scam . . .
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No part of the post above or anything posted by us herein is to be considered legal advice. If you seek legal advice, contact a licensed attorney within your jurisdiction. No part of our website link, including clicking upon it, constitutes an offer of any kind or an advertisement to seek an agreement of any kind. Its placement here is for informational purposes exclusively.
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04-30-2008, 12:49 PM
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#2 (permalink)
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New Member
Join Date: Apr 2008
Posts: 2
Casino Cash: $101100
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I agree, with you, it is very difficult to get anything without a personal guarantee untill you have established your business credit for at least 3 years- other than that it is tough.
Cameron
Last edited by roybean; 04-30-2008 at 02:20 PM.
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04-30-2008, 01:04 PM
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#3 (permalink)
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If You Do Not Like It, Kiss My...
Join Date: Nov 2004
Posts: 5,396
Casino Cash: $1003350
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Die Spammer Die!
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How come "phonetically" is spelt with a "ph"?
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04-30-2008, 01:38 PM
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#4 (permalink)
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New Member
Join Date: Apr 2008
Posts: 2
Casino Cash: $101100
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Quote:
Originally Posted by jlynn
Die Spammer Die!
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well well aren't we awefully fussy today- someone make you upset? I am here to try and help - not sell anything |
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04-30-2008, 03:04 PM
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#5 (permalink)
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If You Do Not Like It, Kiss My...
Join Date: Nov 2004
Posts: 5,396
Casino Cash: $1003350
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Quote:
Originally Posted by cameroncreditguy
well well aren't we awefully fussy today- someone make you upset? I am here to try and help - not sell anything
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I'm fussy every day when someone's first post includes a link to their website. I'm sure you won't mind if I post a link to my income producing site on your website. I don't imagine I really need to ask your permission, it should simply be OK, right? - Free of charge of course.
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How come "phonetically" is spelt with a "ph"?
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04-30-2008, 03:45 PM
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#6 (permalink)
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Banned
Join Date: Jul 2006
Location: In the land of reality
Posts: 835
Casino Cash: $354790
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Quote:
Originally Posted by jlynn
I'm fussy every day when someone's first post includes a link to their website. I'm sure you won't mind if I post a link to my income producing site on your website. I don't imagine I really need to ask your permission, it should simply be OK, right? - Free of charge of course.
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Hannah asked me to link to this website for her business:
www.Ibuyandsellweiners.com |
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04-30-2008, 03:54 PM
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#7 (permalink)
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If You Do Not Like It, Kiss My...
Join Date: Nov 2004
Posts: 5,396
Casino Cash: $1003350
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Quote:
Originally Posted by drivel
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I've lost Hannah, I think she must really be in the Congo...
__________________
How come "phonetically" is spelt with a "ph"?
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05-03-2008, 02:16 AM
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#8 (permalink)
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HONORED GUEST
Join Date: Nov 2006
Posts: 252
Casino Cash: $502100
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Weiners . . . it's still funny to hear.
__________________
http://www.apexcreditservices.com
No part of the post above or anything posted by us herein is to be considered legal advice. If you seek legal advice, contact a licensed attorney within your jurisdiction. No part of our website link, including clicking upon it, constitutes an offer of any kind or an advertisement to seek an agreement of any kind. Its placement here is for informational purposes exclusively.
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05-30-2008, 03:00 PM
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#9 (permalink)
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New Member
Join Date: Apr 2008
Posts: 11
Casino Cash: $108000
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what about the company's that offer business tradelines? Or the ones where you can buy a 2+ yr old shelf corp? Would someone with around a 700 fico get a noticeable advantage if applying for the same business cards and LOCs than just starting from scratch..
thanks
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