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Credit Card Discussions Now that you have your credit repaired, you want to consider credit or debt consolidation. Who has the best Credit Card on the market? In this forum we will guide you through the different products Visa, Master Card, American Express, Discover, prime and sub-prime lenders. Post pertaining to Credit Cards, promotions, tips and tricks. Credit line increases and Creditor requirements belong here!

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Old 09-07-2006, 09:23 AM   #1 (permalink)
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when the CSR matters...

Two of the cards I have base their CSR's within the continental 48...the obvious advantage being that they aren't reading from some Americanized script and they understand any credit-related slang that might enter the conversation.

If that element matters in your selection, then BMW and State Farm are a couple of issuers that handle their own stuff and tend to be receptive to requests for reconsideration where necessary. Both offer cards that have no annual fee and offered decent limits to start. If you revolve a balance, the APR is something like prime + 6%.
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Old 09-07-2006, 03:25 PM   #2 (permalink)
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Who issues the cards? Do they have their own banks?
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Old 09-07-2006, 04:07 PM   #3 (permalink)
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Who issues the cards? Do they have their own banks?
Yeppurs...BMW National Bank and State Farm Bank
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Old 09-07-2006, 05:02 PM   #4 (permalink)
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I'll have to look in to them.
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Old 01-03-2007, 07:39 PM   #5 (permalink)
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It looks like Nordstrom has their own bank. Has anyone dealt with their customer service?

Nordstrom Bank
7320 E Butherus Dr Ste 100, Scottsdale, AZ 85260, (480) 596-3459
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Old 05-23-2007, 08:39 AM   #6 (permalink)
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good deal !!!!!!!!!!!!!!!!!!!!!!

You know If I was a moderator, I would have already dispatched this poster with extreme prejudice.

Something to consider---Royjellybean? Q-tip?

Hello?
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Old 05-23-2007, 09:37 AM   #7 (permalink)
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You know If I was a moderator, I would have already dispatched this poster with extreme prejudice.

Something to consider---Royjellybean? Q-tip?

Hello?
They all must be sleeping in this morning. They have been alerted.
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Old 05-23-2007, 12:21 PM   #8 (permalink)
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Maybe this forum needs a moderator who doesn't sleep.
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Old 05-23-2007, 01:02 PM   #9 (permalink)
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Maybe this forum needs a moderator who doesn't sleep.
Before you nominate yourself for the umpteenth time, moderators don't get weekends off to mow the yard either.
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Old 05-23-2007, 01:27 PM   #10 (permalink)
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Before you nominate yourself for the umpteenth time, moderators don't get weekends off to mow the yard either.
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Old 05-23-2007, 02:45 PM   #11 (permalink)
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Before you nominate yourself for the umpteenth time, moderators don't get weekends off to mow the yard either.
I know, but If I can take off time during the week like some, I can work an occasional weekend here and there.
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