Bank of America

roybean · 06-04-2007, 08:47 PM

I don't know what's going on, but now BofA is offering me a CC? Get the hell out of here!

Who knows anything about BofA cards?

drivel · 06-05-2007, 09:10 AM

Quote:

Originally Posted by roybean

I don't know what's going on, but now BofA is offering me a CC? Get the hell out of here!

Who knows anything about BofA cards?

Note to self: Sell all BOA stock immediately.

cajunbulldog · 06-05-2007, 09:10 AM

Quote:

Originally Posted by roybean

I don't know what's going on, but now BofA is offering me a CC? Get the hell out of here!

Who knows anything about BofA cards?

I don't know much about Boa except to say their banking methods leave a lot to be desired in my personal opinion.

Elle2075 · 06-05-2007, 10:19 AM

We've been banking with BoA Military for the last few years. They've been ok for us- never had any problems and the bill pay is free. I just applied for and got a cc through them but I think it is handled the same as a regular BoA because it's not tied into my military accounts.
I didn't get instant approval and haven't even got a letter but it popped up on my credit report. They gave me 11% and 0% offer until Dec.

roybean · 06-05-2007, 11:29 AM

Quote:

Originally Posted by drivel

Note to self: Sell all BOA stock immediately.

What would we do without you Drivel?

roybean · 06-05-2007, 11:30 AM

Actually, I have dealt with BofA and I wouldn't touch em with a ten foot pole...so I guess it's safe to keep your stock Drivel.

cajunbulldog · 06-05-2007, 12:02 PM

Quote:

Originally Posted by roybean

Actually, I have dealt with BofA and I wouldn't touch em with a ten foot pole...so I guess it's safe to keep your stock Drivel.

drivel · 06-05-2007, 02:06 PM

Quote:

Originally Posted by roybean

What would we do without you Drivel?

Wallow around in a purple credit repair haze with your rose colored glasses on?

Hedwig · 06-05-2007, 03:15 PM

I've actually had very good experiences with BoA. I have two of their credit cards, and get regular limit increases and pretty good BT offers.

kevin · 07-10-2007, 07:07 PM

I personally have had great success with BofA. When I was going through my rough time and most of my creditors were pulling this universal default stuff on me BofA stuck with me and allowed me to pay down the balance at a decent rate.

Of course with buyouts things change but as of now I have no complaints with BofA..

Hedwig · 07-10-2007, 09:05 PM

I don't know if they've changed since the MBNA merger, but I know several years ago they amended all their card agreements to eliminate universal default. They would only rate-jack if you defaulted or were late twice in a year on one of their cards, and many times would only rate-jack the card that you were late on, not any other BoA cards.

roybean · 07-10-2007, 09:24 PM

I used to have an account with BofA (not a cc), but I loved them and then they went 'big business' and it's like regular folk don't matter anymore.

If you've got big money, they love you to death.

Hedwig · 07-10-2007, 09:32 PM

Well, I don't have big money and I'm doing OK with them.

centex · 07-10-2007, 11:05 PM

I have a couple of accounts with them...one was opened with a predecessor entity and the other was opened with BofA. However, I started having problems as soon as the merger with MBNA was completed and they let the MBNA holdovers run the credit card operations.

Suffice it to say, they are not getting any use now.

inthezone · 07-11-2007, 05:24 AM

I transferred my banking to BofA in Sep of 05, I had been working on credit repair for about a year and a half at that point. The secured VISA I got with them was the first CC I opened in about 2 years. It was a $500 secured card, that went unsecured 7 months later. A month later it went to $3500 unsecured. I've had good experiences with B of A so far.

dtolli1677 · 08-08-2007, 01:37 PM

hummm!!!!