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09-20-2007, 12:45 PM
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#1 (permalink)
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HONORED GUEST
Join Date: Jul 2006
Location: Austin-area
Posts: 2,648
Casino Cash: $380700
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BofA delays??
Just curious whether anyone else has noticed significant lag times between applications or CLI requests with BofA and when they actually pulled the report...
I've made a CLI request on one of the accounts but have yet to see the usual soft pull on EXP that would appear almost immediately in the past.
I also made application for one of their WorldPoints cards and have yet to see a pull on either TU or EX (the two most likely places for it to appear). There has never been inquiry activity on my EQ report for either BofA account, even back before one of them was a BofA account.
In both instances, more than 72 hours have elapsed. I'm just trying to figure out whether I am an anomoly or if this is yet another indication of just how bad they suck since the MBNA acquisition...
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I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship.
Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else?
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09-20-2007, 01:55 PM
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#2 (permalink)
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Administrator
Join Date: May 2006
Posts: 2,140
Casino Cash: $859150
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I cannot comment on your particular situation, but I have noticed a considerable change in their bill payment system.
I have two companies they have to send a paper check to. In the last two months it is not arriving on the date specified. Usually 3-4 days later. I had them send a check to me, instead it being written on my BoA account as before, it was written from a holding account at JP Morgan Chase. The routing and account numbers were not mine. I ran the routing number and it came back to Chase.
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It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain
The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
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09-20-2007, 02:35 PM
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#3 (permalink)
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New Member
Join Date: Sep 2007
Posts: 18
Casino Cash: $300000
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Quote:
Originally Posted by Enigma
I cannot comment on your particular situation, but I have noticed a considerable change in their bill payment system.
I have two companies they have to send a paper check to. In the last two months it is not arriving on the date specified. Usually 3-4 days later. I had them send a check to me, instead it being written on my BoA account as before, it was written from a holding account at JP Morgan Chase. The routing and account numbers were not mine. I ran the routing number and it came back to Chase.
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Maybe the routing and account numbers REALLY ARE YOURS.  |
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09-20-2007, 03:13 PM
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#4 (permalink)
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Administrator
Join Date: Nov 2004
Location: Greater DC area
Posts: 7,158
Casino Cash: $1122389
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I haven't applied for a BoA card or CLI for several years. I have two cards and got automatic CLIs on them. I have a high limit so I never asked for more.
I can't pay from another financial insititution through their web site, though. Either send a check, do it through another bank's bill pay, or do an online payment if you have a BoA account. Fortunately, my husband has a checking account with them that he has kept, so I pay the credit cards from that account.
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The answer is 42!!
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09-20-2007, 03:19 PM
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#5 (permalink)
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HONORED GUEST
Join Date: Jul 2006
Location: Austin-area
Posts: 2,648
Casino Cash: $380700
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Quote:
Originally Posted by Hedwig
I haven't applied for a BoA card or CLI for several years. I have two cards and got automatic CLIs on them. I have a high limit so I never asked for more.
I can't pay from another financial insititution through their web site, though. Either send a check, do it through another bank's bill pay, or do an online payment if you have a BoA account. Fortunately, my husband has a checking account with them that he has kept, so I pay the credit cards from that account.
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That is strange that you cannot pay online...I have a non-BofA account set up on their site for payment purposes.
The limits on the card are OK, but I was in CW mode and wanted to see how much they really wanted to work in order to keep a chunk of my monthly expenses on their cards. With Citi and Juny having done right by me within the past few weeks, BofA is getting buried deeper and deeper in the sock-drawer.
__________________
I am not *your* attorney and you are not *my* client. Nothing in this post shall be construed as establishing an attorney-client relationship.
Would you rather us tell you what WILL happen or would you rather have rah-rah bull-droppings from someplace else?
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09-22-2007, 04:19 PM
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#6 (permalink)
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Senior Member
Join Date: Dec 2006
Location: Louisiana
Posts: 171
Casino Cash: $300850
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I applied for BOA Platinum Plus Visa and they immediately pulled Experian on me in Louisiana. Thankfully I was approved.
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09-03-07 Fico EQ 785 EX 792 TU 781
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09-24-2007, 01:11 AM
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#7 (permalink)
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Administrator
Join Date: May 2006
Posts: 2,140
Casino Cash: $859150
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Quote:
Originally Posted by centex
That is strange that you cannot pay online...I have a non-BofA account set up on their site for payment purposes.
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BoA seems to be very state and/or region specific on what product or services are available.
The products/services that are offered in FL will be different than those in Cailf.
I've looked my router logs after visiting the BoA website and it bounces all other the net.
__________________
It is better to keep your mouth shut and appear stupid than to open it and remove all doubt. - Mark Twain
The information and materials in this document are provided for general information purposes only and are not intended to constitute legal, accounting or tax advice or opinions on any specific matters. Laws and regulations change frequently and their application can vary widely based upon the specific facts and circumstances involved. You are responsible for the applicability and accuracy of Information as it relates to your specific situation.
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