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02-16-2008, 08:29 PM
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#1 (permalink)
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Junior Member
Join Date: Oct 2007
Posts: 28
Casino Cash: $320000
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TRansunion not reporting...........
Transunion is failing to report one of my very satisfactory accounts - my car loan - which I obtained last July. The creditor claims that they are reporting on a monthly basis to all three CRAs. The account appears on Equifax and Experian, but not on TU.
When I disputed the absence of this account with TU - they claimed that it takes creditors "several months" to send new account information.
THis is pure BS. Account has been on the other two since the second month.
So what TF is TU up to?? Retaliation against me to keep my score lower than it should be because I cancelled their "precious" montoring service (TrueCredit), or something more sinister.
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02-16-2008, 11:49 PM
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#2 (permalink)
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Administrator
Join Date: Nov 2004
Location: Greater DC area
Posts: 7,149
Casino Cash: $1115089
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Each bureau works differently. Maybe they do take that long to post updates.
How long have you had the loan? Did the creditor say when it was reported?
__________________
The answer is 42!!
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02-17-2008, 06:34 PM
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#3 (permalink)
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Junior Member
Join Date: Oct 2007
Posts: 28
Casino Cash: $320000
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Quote:
Originally Posted by Hedwig
Each bureau works differently. Maybe they do take that long to post updates.
How long have you had the loan? Did the creditor say when it was reported?
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Creditor says that they're reporting to all three CRAs since I opened the account - in July 2007. Appeared on Equifax and Equifax already in September. Just recently obtained the report from TU - account is not on it. |
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02-17-2008, 06:46 PM
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#4 (permalink)
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HONORED GUEST
Join Date: Jun 2006
Location: West-By-God-Virginia
Posts: 6,437
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Quote:
Originally Posted by magyar123
Creditor says that they're reporting to all three CRAs since I opened the account - in July 2007. Appeared on Equifax and Equifax already in September. Just recently obtained the report from TU - account is not on it.
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Skip a month and I'll bet they get right on it. 
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Please be advised that I am not an attorney and nothing I say in any post on this forum should be construed as legal advice.
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02-18-2008, 03:42 AM
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#5 (permalink)
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HONORED GUEST
Join Date: Nov 2006
Posts: 253
Casino Cash: $502100
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See if you have a split file - Trans Union is notorious for this.
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No part of the post above or anything posted by us herein is to be considered legal advice. If you seek legal advice, contact a licensed attorney within your jurisdiction. No part of our website link, including clicking upon it, constitutes an offer of any kind or an advertisement to seek an agreement of any kind. Its placement here is for informational purposes exclusively.
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02-18-2008, 04:26 PM
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#6 (permalink)
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Junior Member
Join Date: Oct 2007
Posts: 28
Casino Cash: $320000
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Quote:
Originally Posted by apexcrsrvc
See if you have a split file - Trans Union is notorious for this.
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What is a split file?? |
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02-19-2008, 03:20 AM
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#7 (permalink)
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HONORED GUEST
Join Date: Nov 2006
Posts: 253
Casino Cash: $502100
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You would have one report with a few accounts and another separate one with the remainder of accounts. Happens alot and is usually triggered by an address discrepancy.
Call them and ask. If you do, ask them to "merge" it.
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No part of the post above or anything posted by us herein is to be considered legal advice. If you seek legal advice, contact a licensed attorney within your jurisdiction. No part of our website link, including clicking upon it, constitutes an offer of any kind or an advertisement to seek an agreement of any kind. Its placement here is for informational purposes exclusively.
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