Introduce Yourself To the Community! - Page 27

melinda1372 · 09-13-2007, 02:20 PM

hi everyone i'm new to this just want to learn how to fix my credit is real bad need help

Hedwig · 09-13-2007, 02:26 PM

The first thing you need to do is request copies of your credit reports from the three credit reporting agencies (CRAs). While you are waiting for your reports, read as much as you can in the essentials section.

When you get specific questions, go to the credit repair forum and start a new thread. We'll do what we can to help.

KAIIM · 09-14-2007, 07:01 AM

Hi, I'm KAIIM

I'm here to help people from what I've learned. My focus now is speading the gospel of credit repair and helping people take control of their finances and credit. I have decided like any good follower to give it away. Did the collection agency take your credit report hostage?

With ruthless reckless abandon the collection agency stakes their claim on the geography of a credit file, all the while oppressing FICO score to new depths. Well, a collection agency may behave like a fearless dictator. There are enforceable laws. Here's some alphabet soup that's sure to scare the collection agency away - FCRA, FDCPA and FTC.

These factors, taken together with the fact that collection agencies can be generally lazy and you have the makings of a situation whereby you can prevail, if handled with the extreme care it deserves.

belle103 · 09-15-2007, 06:19 AM

hello am new here/...
hoping to learn and or hoping to impart whatever knowledge i can share..

Qtip · 09-15-2007, 09:18 AM

Quote:

Originally Posted by belle103

hello am new here/...
hoping to learn and or hoping to impart whatever knowledge i can share..

Welcome to the site, make yourself at home.

Hedwig · 09-15-2007, 06:27 PM

As roybean would say, take off your shoes and set a spell.

Qtip · 09-16-2007, 04:07 PM

Quote:

Originally Posted by KAIIM

Hi, I'm KAIIM

I'm here to help people from what I've learned. My focus now is speading the gospel of credit repair and helping people take control of their finances and credit. I have decided like any good follower to give it away. Did the collection agency take your credit report hostage?

With ruthless reckless abandon the collection agency stakes their claim on the geography of a credit file, all the while oppressing FICO score to new depths. Well, a collection agency may behave like a fearless dictator. There are enforceable laws. Here's some alphabet soup that's sure to scare the collection agency away - FCRA, FDCPA and FTC.

These factors, taken together with the fact that collection agencies can be generally lazy and you have the makings of a situation whereby you can prevail, if handled with the extreme care it deserves.

I moved your other post to the credit forum!

tasha0811 · 09-19-2007, 05:25 PM

Hi, I am new to the credit world, I've always ignored my credit and thought it matter once I got older, until I got rejected. I've never been able to handle rejection very well. I don't know how you guys deal with rejection, but it's the most terrible thing to me. It pounces on my self-esteem!

tasha0811 · 09-19-2007, 05:27 PM

Its so many articles and discussion, where must I start?

Hedwig · 09-19-2007, 06:03 PM

First, order copies of your reports directly from each of the three bureaus.

Then, while you're waiting for them to come, read the credit essentials forum. You may need to read things several times before they start to sink in.

When you develop specific questions, go to the credit forum and ask your questions.

BigH · 09-20-2007, 12:45 AM

Hello,

My name is Big H, I have been looking for a forum to help me increase my credit score and also to help out where I can. Look forward to talking to you all.

Big H,

roybean · 09-20-2007, 01:05 AM

Quote:

Originally Posted by BigH

Hello,

My name is Big H, I have been looking for a forum to help me increase my credit score and also to help out where I can. Look forward to talking to you all.

Big H,

Did you take your shoes off yet? Well, you might as well get comfortable and welcome aboard.

Jana · 09-23-2007, 07:23 PM

I just signed up and have been lurking. I am trying to get started in the clean up of a huge mess on my credit report really feel over whelmed. Any advise would help.

Qtip · 09-23-2007, 07:48 PM

Quote:

Originally Posted by Jana

I just signed up and have been lurking. I am trying to get started in the clean up of a huge mess on my credit report really feel over whelmed. Any advise would help.

Hi Jane, welcome to the site! Please post information about your situation on the credit forum and we will try to help you as much as we can!

STANTHONY1 · 09-25-2007, 12:24 AM

Hey there just wanted to say hi to everyone, this site is remarkable. I am trying to learn as much as possible so I can try and clean up my credit. All info is appreciated, You guys Rock!!!!

drivel · 09-25-2007, 10:31 AM

Quote:

Originally Posted by STANTHONY1

Hey there just wanted to say hi to everyone, this site is remarkable. I am trying to learn as much as possible so I can try and clean up my credit. All info is appreciated, You guys Rock!!!!

Grab a shoe, take off your drink and stay awhile.

Hedwig · 09-25-2007, 11:14 AM

OK, drivel, what have you been into this fine morning? You know that roybean is the only one who grabs shoes.

jlynn · 09-25-2007, 11:21 AM

Quote: