[Hedwig]

I agree. We hope you'll find the help you need. People here are pretty helpful if you just ask specific questions you'll find the help you need.

[darknight3]

hi, I'm darknight3, because I'm seperated and about to be divorce, and yes my credit is really bad and i've been traveling around and checking out all these great boards, and the wealth of info and experts. still learning and love to just read and work on my credit, I've seen newbies, eating alive by asking questions and its been scary at times....so i've found that if i just sit back and listen..I'm safer that way....but thanks to you guys, I have hope that life can be better with great credit....and I've been able to stop the evil phone calls, now if only you guys had a way to shut my wife up..I'll be in heaven....thanks for welcoming me...

[hannah]

Welcome, darknight3! We can try to help you with your credit but you're on you're own with the old ball and chain....

[roybean]

Originally Posted by darknight3

hi, I'm darknight3, because I'm seperated and about to be divorce, and yes my credit is really bad and i've been traveling around and checking out all these great boards, and the wealth of info and experts. still learning and love to just read and work on my credit, I've seen newbies, eating alive by asking questions and its been scary at times....so i've found that if i just sit back and listen..I'm safer that way....but thanks to you guys, I have hope that life can be better with great credit....and I've been able to stop the evil phone calls, now if only you guys had a way to shut my wife up..I'll be in heaven....thanks for welcoming me...

Well, I don't know about shutting the wife up, but we have a forum to blow off some steam.
Other than that, welcome aboard.

[gfg]

Greetings folks--GFG--Some have seen my posts on other boards. so you may know I am a collector---A good one--in every sense--Do I think all CA's violate--no--Do I think all consumers try to get out of paying--no--I just think there are 2 sides to every argument, and while I have had my share of arguments--from both sides--I think I have some valid points to help consumers--I won't subscribe to the "dispute the crap out of everything" idea, but if you don't owe, or you get threatened illegally--nail 'em.
Other boards were getting a bit mundane, so maybe this one will keep our interest!!

[jlynn]

Originally Posted by gfg

just think there are 2 sides to every argument,

There are actually 3 sides.

[roybean]

Originally Posted by gfg

Greetings folks--GFG--Some have seen my posts on other boards. so you may know I am a collector---A good one--in every sense--Do I think all CA's violate--no--Do I think all consumers try to get out of paying--no--I just think there are 2 sides to every argument, and while I have had my share of arguments--from both sides--I think I have some valid points to help consumers--I won't subscribe to the "dispute the crap out of everything" idea, but if you don't owe, or you get threatened illegally--nail 'em.
Other boards were getting a bit mundane, so maybe this one will keep our interest!!

Welcome aboard.

[Hedwig]

Welcome, darknight3 and gfg.

[plaudit]

Hi, i'm Plaudit......I had read the AOC boards. Wondered where it went. Well anyway, I have found you guys again. I am trying to get my credit cleaned up so that I can move on with my life. When my first husband died I re-married the wrong guy and he has taken me and my credit down the gutter.

I would like to build a house on a farm I own and need better credit to get that done.

Will be reading and learning...............you guys are the greatest.

[Qtip]

Originally Posted by plaudit

Hi, i'm Plaudit......I had read the AOC boards. Wondered where it went. Well anyway, I have found you guys again. I am trying to get my credit cleaned up so that I can move on with my life. When my first husband died I re-married the wrong guy and he has taken me and my credit down the gutter.

I would like to build a house on a farm I own and need better credit to get that done.

Will be reading and learning...............you guys are the greatest.

Sorry to hear about the wrong guy, we are adding content to the board on a dailly basis, meanwhile feel free to ask away and we will do what we can to help you or at the verry least to point you on the right direction! Welcome to the board!!

[Hedwig]

It sounds like you've had some bad times. But, as Qtip said, we'll do what we can to help you. Just ask what you need to know.

And if you just need to talk or let off steam, this is the forum for that!

[roybean]

Originally Posted by plaudit

Hi, i'm Plaudit......I had read the AOC boards. Wondered where it went. Well anyway, I have found you guys again. I am trying to get my credit cleaned up so that I can move on with my life. When my first husband died I re-married the wrong guy and he has taken me and my credit down the gutter.

I would like to build a house on a farm I own and need better credit to get that done.

Will be reading and learning...............you guys are the greatest.

Welcome aboard!

[boyblue_77]

What's up everybody! I'm boyblue_77. Former member of CB. I got zapped by the lightning bolt owner, LKH, for confronting his double standard type-a personality. So translation, I got banned. I hid low for awhile working on what I had learned there on repairing my credit. Now, I am happy to say, that ALL my charged off debt is past SOL, and after numerous letters to TU, EX, and EQ, I was able to delete all but two chargeoffs off my report. My scores are in the mid to upper 600s and I was able to open up numerous credit cards lately which I will not screw up like I did with my old debt pre-CB.

I am hoping I can help others here that are in the same boat I was a couple of years ago and hope this will be a much better environment than CB. Cheers everyone!

[Pale Rider]

Welcome and congrats on your success so far.

[Hedwig]

Welcome to the board. I hope you'll find a more pleasant atmosphere here.

[roybean]

Glad to have ya Boyblue

[boyblue_77]

Thanks all. I'm feeling the love. Let's make this the best board ever!