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Well, I found this site by dumb luck-I went to google the creditor that is hounding me, and this site came up with a similar issue! I am hoping for some advice on "next steps". I have a judgment against me, and the creditor is stressing me out asking for info that I don't want to provide.
You'll find a lot of resources here, but you'll need to do some reading. When you're ready, post your questions in the credit forum and we'll help you out.