Howdy

[Taper123]

Used to read on the old AoC board... and learned a lot from it. Time and a good payment history are always the best cures, but fantastic information to be had on dealing with the less reputable collectors. Still get one who likes to threaten me... I humor them as long as I can on the phone then ask them if they can spell Statute of Limitations... never fails, they hang up on me after that.

Pulled my free credit report... and nothing major to dispute or argue. Did have one bad address in another state I've never lived in...

Wife's three free ones were interesting. Two of them were as expected, TU had tons of errors and extra's that do not belong.

Time to read up and fire off a letter or two. Figure I'll start simple, and protest the bad address first.

[Hedwig]

Welcome to the board. You'll find a lot of familiar names from AoC here, as well as some AoC archives.