I run a mortgage broker company an real estate brokerage in addition to manage a rental complex. I have looked at tri-merge credit reports on a daily basis for the previous 6 years and have had close working relationships with several credit counseling vendors. I'm also bilingual and there is a predominant Spanish language need community that are very misinformed about establishing credit.

I'd like to set up a business but I am very unsure of how to begin.

[Qtip]

You have to be very careful if you are considering starting a credit repair business. There are stringent guidelines that you need to follow. Read the CROA "Credit Repair Organization Act" and decide if the credit repair business is for you.

[Hedwig]

That's true. And most people with credit problems don't have a lot of money to pay someone. That's why boards like this are useful.