My husband and I own and operate a small business with aout 300,000.00 in sales each year. we have grown VERY quickly. We now need a small business line of credit or loan to obtain more equipment.

We applied through bank of america. Our credit scores are not bad. They ranging from 640-715. They denied us for stupid reasons. (not having enough personal credit history...my husband is 30 hes had credit forever!) Now, we are frustrated!

has anyone else had a problem or found a company that is easy to work with good credit?

Its ridiculous that everything in life revolves around a computer generated FICO score.

Any advice?

This is a very common situation for many young small businesses. Stay calm.

I suggest that you contact this company. Siegal Financial of Bala Cynwyd Pa. www.siegalcapital.com

This company specializes in brokering SBA gaurenteed loans for small business. They are experts in this area.