I'm 23, and I have had student loans for the past five years, I have a cell phone in my name, I've rented two seperate apartments in the past, and I've always paid my bills on time. But I've been waiting till I got that full-time job before signing up for a credit card. I have the job now, and looking to get a new car, but I'm worried about having no credit to go on and being turned down, even though with current conditions I could pay off the car in two years easy. Everywhere I've looked to get my credit score, they ask for a credit card number. Is there any other way?

Crazy, isn't it?? Have you checked freecreditreport.com?

Shure , You can get your credit report , if you have a credit card or not.
go to www.annualcreditreport.com
or call 1-877-322-8228

They ask for credit card to PAY FOR your score. I go thru truecredit.com and pay 15.00 a month to have 24/7 access to my score and report and any changes that were made it alerts me.
You can open a USBANK account, if you dont have a balance with them, and the check card they give you can be used as a CREDIT CARD, to make online purchases among other things.
When getting a car... if you have a good job .. they usually will do what they can to get you into some car on thier lot. Even if you dont have a "credit card" utilitiy companies, unpaid tickets, fingerhut... book clubs.... target... it all shows as " CREDIT being applied for"