in fl. proceeds from reverse mortgage was in bank account and spent by debtor. credit card co. is now putting judgement against debtor, but there is no money left from the reverse mortgage equity loan. what can creditor do? the debtor did not have judgement on him when he spent the money

YOU CANNOT GO TO JAIL FOR THIS. what may hapend is that there will be a lien on the property and in the event of the property beign sold or another eqity line taken out the lein must be satisfied.