...would they put? At least I wouldn't be charged for a mmissed/late pmt. For example, if the min due is $200, and you only pay $100, what you they mark that as on your credit report?
Just wanted to add that it's not my spending, the card's been maxed for a year (CAN'T spend w/it). I know how to budget, etc. Just dont have the funds to pay it down much. I'm in college.

[Qtip]

They will mark you as being late, every month that you do not pay full amount it will report as a late payment. This is not good for your credit score.