...using a cred and or using a credit? Let alone a bank account you have to give your personal financial information to in order to receive anything you may be interested in, to further your own personal education on the subjects which you choose?

You can purchase Visa gift cards from most banks or other financial institutions... they work just like credit cards, and they are accepted online. This way, nothing is traced to you, and it's perfectly safe.

Some sites are COD. Collect on Delivery, but not many of them do that any more.

try to check if there is an option to telegraphic transfer of deposits to the retailers account. then fax the retailer a copy of your deposit slip