i want to apply for a jc penny credit card. is it safe to apply online? one question asks my income. I'm 18, unemployed and i just graduated and im leaving for college in 2 weeks. Do i have to have a job to get the card?

Having a job would be nice. They aren't just going to give you a credit card when you have no way to pay it off. If your parents give you money then have them sign up for one.

Yes you do.

The very first thing a lender looks for is the ability to repay a loan weather it's a credit card or any other type of loan.