I recently started college and want to start working on my credit. I recently own a debit card. I also have money so paying off the credit card wont be a problem for me. I am very responsible when it deals with money. I dont know if I should get either American Express, Discover, Visa, or Mastercard. I have to banks which are IBC and Wells Fargo. Please help!

ps. i am responsible!
with low apr, no annual fees, & etc...

[Qtip]

Do you know your credit score? That will be probably the main determining factor on what credit card you should apply for.