can u tell me what credit card is and how does it work?

A credit card is something that you use if you have no cash, and have to pay back, if you don't you won't be able to get loans, cars and other things.

Really don't even try to get one until your 21 it's best you wait so you cant get a feel for money from when your about 18. If you really wanted one you've got to get the best and only buy cheep things that you can easily pay of immediately so that you can raise your credit score and not fall into debt. Then when you have good credit scores, you can get bigger loans for house, car, etc, but thats later in life.

Simple.

1. Buy tons of stuff.

2. GET IN DEBT FOR THE REST OF YOUR LIFE.

USE DEBIT CARDS!!!! OBJECT THE CREDIT CARDS

if you have no cash, and have to pay back, credit card is the solution. I found interesting information about your answer & credit card options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/chase-credit-cards.htmlGood luck!
But youmay be need a debit card, a debit card is a good option