bankruptcy (see details)? Because of medication that I'm required to take and have been on since 1999, since I have no medical insurance, I've had to continually throw the costs of meds on credit cards. I'm making more money now than a month ago in my last job, but I'm still only able to make the minimum payments.

I don't buy useless stuff, just what I need, not want, NEED. My dad is hinting at me to get a place of my own becuz his witch of a wife is putting him up to it. If I didn't have all this debt, maybe, just maybe, I could afford a studio apartment. I know the bankruptcy laws have changed since like 5 years ago or whatever or even less than that, and I know they make it a lot harder for you to get rid of your debt. I don't know what to do. I've contacted non-profit credit card organizations and they just tell me I need to find a job that makes more money. Well, that's really easy for them to say, especially when I don't have a college degree. Do I have a chance?

bdancer, you hit the nail on the head this time buddy.

I wonder if he would like some cheese with his whine?

ah tisk tisk maybe sell your body, to some nice roly polys e

If you can't afford to pay for it, do not buy it. It's very simple. We can't all be rich and if we're not, we shouldn't try and act like we are.