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I would start with a jewelry store card. Buy your wife or mother something nice, not too expensive pay that card off. Never max it out, more money that is on it the more your payment is. If your minimum payment is 15.00 pay 30.00 or more if your finances say it's alright. If you don't want to get a credit card, and in need of a new(er) car, then I would build my credit that way. It's important to have good credit, especially if you someday want to buy a house. Try and stay away from too much credit.
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