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Yahoo Answers! Credit Cards This is a RSS feed for Topics from Yahoo Answers! That pertain to the discussion of credit cards, bad credit cards and credit limits. Feel free to discuss this in the credit card discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

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Old 10-07-2007, 06:19 AM   #1 (permalink)
pinecanyon
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i recently applied for a checkings card, does this count as a credit card? if not, how do...

...i applyfor a c-card? what i was thinking is that if the checking card has the visa or mastercard logo on the front, that i could use it as credit card where they lend you money and then you can pay it back in payments. if it doesnt work that way how do i apply for a real creditcard? do i have to get pre approved? i have a job but its not documented, i just work at my dads shop everyonce in a while and he pays me for the work. i was thinking about buying some shoes and then paying them of in payments. how do i do this?
 
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Old 10-07-2007, 06:19 AM   #2 (permalink)
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a check card comes directly out of your checking account, right away. you would have to apply either online or find a flyer somewnere for a credit card. good luck.
 
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Old 10-07-2007, 06:19 AM   #3 (permalink)
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Know what to Look For

If you think there are an overwhelming number of options available for credit cards, you are right! There is a credit card for almost everyone today. Finding one that suits your lifestyle is key to making the most of your credit card. There are a number of points to consider before you apply.

First, check out the annual percentage rate (APR). This measures the cost of credit and is written as a yearly interest rate. If you plan to carry a balance from month to month, you may want to get a card with a low interest rate. Some offer low introductory rates. Be sure to check what the interest rate will be after this initial period. You'll want to have an APR that will work well for you in the long term.

Next, look into the attached fees. Some cards have an annual fee. Many include other finance charges. Read the fine print to help you understand what is all involved with the card. These fees may or may not weigh into your decision, but it is important to understand them.

You will also want to consider any rewards included. Many cards come with cashback rewards, travel benefits, or other award options. If you have good credit, this is a great way to make the most of your credit card.

Apply Online

It has never been easier to apply for a credit card. You can do so online in only a few minutes. When filling out an application, be prepared to give basic personal and financial information. You may be asked questions regarding your monthly income, savings account, living situation, and employment status. Apply online for a credit card at: http://www.credit-card-gallery.com
 
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