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Yahoo Answers! Credit Cards This is a RSS feed for Topics from Yahoo Answers! That pertain to the discussion of credit cards, bad credit cards and credit limits. Feel free to discuss this in the credit card discussion Forum. MEMBERS WITH THE DESIGNATION Powered by Yahoo! Answers under their names ARE BOOTS FROM YAHOO ANSWER...! NEW THREADS MUST BE STARTED ON REGULAR FORUMS, MEMBERS ARE HOWEVER ABLE TO ANSWER OR PARTICIPATE WITH CURRENT THREADS...

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Old 10-07-2007, 11:44 AM   #1 (permalink)
Eva
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Is it safe to apply for credit cards on-line? Why does your credit score go down when...

...checked after 3 times?
It doesn't seem fair that you work hard to have a good score and because you may need to get a loan or apply for credit the value of the number decreases . .. Oh My :-(
 
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Old 10-07-2007, 11:44 AM   #2 (permalink)
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As long as you are on a secure credit card company site, yes it's safe.

Anytime your credit is pulled be someone that you have applied to your score drops between 3-5 points.

The only exception to this is when you apply for a home or vehicle, then all applications within a 14-day period are lumped together and only count as one. They all show but your credit only takes one hit. This doe's not apply to credit cards.
 
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Old 10-07-2007, 11:47 AM   #3 (permalink)
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as long as you know you are on a legitimate credit card company website, yes it is safe. at least i can say i've personally applied for cc's online and never had a problem. cant answer your second question. ive always wondered that myself.
 
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