I have several credit cards with high interest fairly close to the limit. Is it better to pay down each of them to a percentage or is it better to pay off one at a time starting with the high interest. To get credit score lower.

1. If you have one card with a low balance get rid of that one.
2. Generally, pay off higher interest cards first.
3. Call EACH CC company and ask for a lower interest rate. Talk to a supervisor if they turn you down. Call back in one day if they turn you down and try again.
4. If it's really bad situation, tell them you are afraid you will default if they don't help you with a lower interest rate. Most will work with you to avoid default.
5. STOP adding any debt to these cards.
6. Don't cancel any cards, get rid of the debt.