Legant

(Springfield/VA/DC)? all of my crdt crds have gone to collections i spoke with one of the debt agencies/company/debtsolutions i think and they said they can't help anymore but the other one (freedomfinancial.com) is like "absolutely why not? just pay us 300 a month and we will take care of everything..thatz what we are here for..." is this optomitism the real deal or what? and plus i want to find somebody close to my home....and work with them face to face in order to avoid scam...it is freedomfinancial who is being optomistic...tell me plz anybody if you have worked with them and are they good? he said i'll be debt free in 4 yrs...etc i think thatz good but is it a scam or the real deal?
i stopped using them about a yr ago...and they have all gone to collections since my husband lost his job, i had to stop the lowest monthly payment right away...some of them were as high as 500...and the lowest ofcourse 10...but now he has a job on a contract and we want to work this out....but i hope itz not too late for that...by the way please some ANSWER MY QUESTION!